395 Surrey Ln, Crete, IL 60417 Property Records

Will County property record for 395 Surrey Ln, Crete, IL 60417

Property Summary

Property Type	Single Family Home
Details	2.5 ba · built 1929
Lot Size	0.33 acres (14,173 sqft)
Owner	Individual Name on Record
Last Sale	$315,000 (Jun 2026)
Tax Bill	$10,840 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Oct 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`23-15-03-307-007`

Property Details

APN / Parcel Number

Primary APN	`23-15-03-307-007`
Alternative APN	`15033070070000`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Lot Area	14,173 sqft (0.33 acres)

Location & Zoning

Street Address	395 SURREY LN
City	CRETE
State	IL
Zip	60417-1413
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 15 THT PRT OF LOT 14, IN BLK 8, LYG W'LY OF A LN DRAWN FROM THE SW COR OF LOT 3 IN BLK 8 AFRSD, 26.5 FT NE'LY OF THE SW
Legal Range	14E
Legal Township	34N
Legal Section	03
Legal Subdivision	LINCOLNSHIRE ESTATES
Legal Block	8
Legal Lot Number	15
Legal Unit	3
Jurisdiction	WILL IL
Township / Civil Division	CRETE
Census Block Group	3
Census Block	3006
Census Tract	883810

Owner

Source: Will County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	395 SURREY LN, CRETE, IL 60417-1413
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2026	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE
Oct 5, 2022	Warranty Deed, Transfer · Conventional Mortgage ASSOCIATED BANK NA
Sep 30, 2021	Warranty Deed, Transfer FIRST AMERICAN TITLE
May 14, 2021	Public Action, Foreclosure ATTORNEY ONLY, ATTORNEY
Aug 18, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 16, 2026 · Amount on Record
Deed Sale	Jun 16, 2026 · Amount on Record
Prior Sale	Oct 6, 2022 · Amount on Record
Deed Document Number	202636289
Prior Transfer Date	Aug 18, 2017
Prior Transfer Doc	0000065194
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Jun 16, 2026
Property Address	395 SURREY LN, CRETE, IL 60417-1413
Document Number	0000036289
Instrument Date	May 29, 2026
Instrument	202636289
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLUTI

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	395 SURREY LN, CRETE, IL 60417-1413
Investor	Possibly a Property Investor

Mortgage

Document Number	0000036290,
Date	Jun 16, 2026
Instrument	202636290

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	7.24%
Initial Type	Fixed Rate
Max Rate	-1%

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Oct 5, 2022
Property Address	395 SURREY LN, CRETE, IL 60417-1413
Document Number	0000073486
Map Reference	DOC 418278
Instrument Date	Sep 30, 2022
Instrument	R2022073486
Transaction Type	Transfer
Record Updated	Aug 21, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$315.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	395 SNRREY LN, CRETE, IL 60417-1413

Mortgage

Document Number	0000073487
Date	Oct 5, 2022
Instrument	R2022073487

Lender

Name	ASSOCIATED BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Sep 30, 2021
Property Address	395 SURREY LN, CRETE, IL 60417-1413
Document Number	0000107782
Map Reference	DOC 418278
Instrument Date	Aug 25, 2021
Instrument	R2021107782
Transaction Type	Transfer
Record Updated	Aug 21, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$81.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3456 SAINT JAMES AVE, BETTENDORF, IA 52722-6600

May 2021: Public Action, Foreclosure

Document Type	Public Action
Jurisdiction	WILL IL
Recording Date	May 14, 2021
Property Address	395 SURREY LN, CRETE, IL 60417-1413
Document Number	0000054343
Map Reference	DOC 418278
Instrument Date	May 14, 2021
Instrument	R2021054343
Transaction Type	Foreclosure
Record Updated	Aug 21, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Lis Pendens

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2000 N MILWAUKEE AVE, CHICAGO, IL 60647-4002

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WILL IL
Recording Date	Aug 18, 2017
Property Address	395 SURREY LN, CRETE, IL 60417-1413
Document Number	0000065194
Instrument Date	Aug 18, 2017
Instrument	65194
Transaction Type	Transfer
Record Updated	Aug 31, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4165 S ELLIS AVE CHICAGO IL 606533449, CHICAGO, IL 60653-3449

Tax Assessment & Valuation

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Crete Village
County	Will County
County Subdivision	Crete Township
Unified School District	Crete-Monee Community Unit School District 201-U (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,840.00 (+15.79%)	$106,324 (+5.5%) Land $23,494 Building $82,830	$318,972 (+5.5%) Land $70,482 Building $248,490
2024		$100,781 (+26.01%) Land $22,269 Building $78,512	$302,343 (+26.01%) Land $66,807 Building $235,536
2022	$9,362.00	$79,977 Land $17,672 Building $62,305	$239,931 Land $53,016 Building $186,915

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2013–2014)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRETE serves 8,386 people · EPA ID IL1970300
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Bertram Communications Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Surrey Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures