409 Summit St, Winona, MS 38967 Property Records

Montgomery County property record for 409 Summit St, Winona, MS 38967

Property Summary

Property Type	Commercial
Details	4,447 sqft · built 1968
Owner	Company Name on Record
Flood Zone	Zone X (minimal risk)
APN	`322 251200 0000015300`

Property Details

APN / Parcel Number

Primary APN	`322 251200 0000015300`

Interior

Building Area	4,447 sqft Adjusted Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1968
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Wood Truss
Roof Material	Shingle

Location & Zoning

Street Address	409 SUMMIT ST
City	WINONA
State	MS
Zip	38967-2245
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	N 310 FT LOT 153
Legal Lot Number	153
Jurisdiction	MONTGOMERY MS
Township / Civil Division	5
Census Block Group	1
Census Block	1042
Census Tract	950302

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Winona Historic District listed 2015 · 480 contributing resources · NRIS 15000303

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Montgomery County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 29, WINONA, MS 38967-0029
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 20, 2012
Deed Sale	Dec 20, 2012
Deed Document Number	000A257339
Deed Book / Page	A257 / 339
Record Updated	Jun 8, 2026

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Montgomery County
Municipality	Winona City
Unified School District	Winona-Montgomery County Consolidated School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$59,119 (-) Land $2,250 Building $56,869	$394,126 (-) Land $15,000 Building $379,126
2023	$59,119 Land $2,250 Building $56,869	$394,126 Land $15,000 Building $379,126

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WINONA serves 5,071 people · EPA ID MS0490010
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Sparklight Cable	1,000 / 50
C Spire Wireless Fixed Wireless	100 / 20