Montgomery County property record for 405 Summit St, Winona, MS 38967
| Property Type | Commercial Office |
|---|---|
| Details | 3,940 sqft · built 1954 |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,469 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 322 251200 0000015400 |
| Primary APN | 322 251200 0000015400 |
|---|
| Building Area | 3,940 sqft Adjusted Area |
|---|---|
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1954 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Flat |
| Roof Material | Built-Up Asphalt |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 1,500 sqft |
| Parking Spaces | 5 Parking Spaces |
| Fence | Fence |
| Street Address | 405 SUMMIT ST |
|---|---|
| City | WINONA |
| State | MS |
| Zip | 38967-2113 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Commercial Office |
| Legal Description | PT LOT 154 |
| Legal Lot Number | 154 |
| Jurisdiction | MONTGOMERY MS |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1042 |
| Census Tract | 950302 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Winona Historic District listed 2015 · 480 contributing resources · NRIS 15000303 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
405 Summit St, a commercial property, is owned by two individuals who acquired it in May 2024.
Source: Montgomery County records, as of January 26, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 350 NEW HOPE RD, WINONA, MS 38967-9653 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 29, 2024 |
| Deed Sale | May 29, 2024 |
| Deed Document Number | 0020240916 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 405 Summit St was $3,469.
Source: Montgomery County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Montgomery County |
| Municipality | Winona City |
| Unified School District | Winona-Montgomery County Consolidated School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,469.00 | $19,950 Land $1,200 Building $18,750 | $133,002 Land $8,000 Building $125,002 |
| 2023 | $3,522.00 | $19,950 Land $1,200 Building $18,750 | $133,002 Land $8,000 Building $125,002 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 405 Summit St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 405 Summit St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WINONA serves 5,071 people · EPA ID MS0490010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Sparklight Cable | 1,000 / 50 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
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