409 Stratus Ln, Unit 2, Simi Valley, CA 93065 Property Records

Ventura County property record for 409 Stratus Ln, Unit 2, Simi Valley, CA 93065

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,678 sqft · built 2016
Lot Size	19.9 acres (868,586 sqft)
Owner	Individual Name on Record
Last Sale	$512,000 (Jul 2018)
Tax Bill	$6,248 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Dec 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`631-0-270-025`

Property Details

APN / Parcel Number

Primary APN	`631-0-270-025`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,678 sqft Living Area
1st Floor Area	627 sqft
2nd Floor Area	1,051 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Condo/Apartment
Lot Area	868,586 sqft
Garage Area	455 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	51 sqft

Location & Zoning

Street Address	409 STRATUS LN, 2
City	SIMI VALLEY
State	CA
Zip	93065-3160
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	TRACT: 560000 LOT: 1 REF: 162MR 16 CONDO PLAN: 4-RU2
Legal Subdivision	STRATUS
Legal Tract	560000
Legal Block	270
Legal Lot Number	1
Jurisdiction	VENTURA CA
Township / Civil Division	SIMI VALLEY
Census Block Group	3
Census Block	3000
Census Tract	7700

Owner

Source: Ventura County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	409 STRATUS LN, 2, SIMI VALLEY, CA 93065-3160
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2021	Deed of Trust, Mortgage · FHA Mortgage INTERCONTINENTAL CAPITAL GROUP INC
Dec 2, 2019	Deed of Trust, Mortgage · FHA Mortgage METROPOLITAN HOME MORTGAGE INC
Jul 27, 2018	Grant Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE
Feb 12, 2018	Loan Modification, Mortgage · Conventional with PMI PENNYMAC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 27, 2018 · Amount on Record
Deed Sale	Jul 27, 2018 · Amount on Record
Prior Sale	Nov 17, 2016 · Amount on Record
Deed Document Number	201885957
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	409 STRATUS LN UNIT 2, 2, SIMI VALLEY, CA 93065-3160
Transaction Type	Mortgage
Record Updated	Mar 4, 2022
Title Company	NATIONWIDE TITLE CLEARING INC, NATIONWIDE TTL CLEARING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 STRATUS LN 2, 2, SIMI VALLEY, CA 93065-3160

Mortgage

Document Number	2021000066187
Date	Nov 3, 2021
Instrument	2021000066187

Lender

Name	INTERCONTINENTAL CAPITAL GROUP INC
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	409 STRATUS LN UNIT 2, 2, SIMI VALLEY, CA 93065-3160
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000149500
Date	Dec 2, 2019
Instrument	20191202-00149500

Lender

Name	METROPOLITAN HOME MORTGAGE INC
Type	Mortgage Company
Address	SANTA ANA, CA 92799

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Jul 27, 2018
Property Address	409 STRATUS LN UNIT 2, 2, SIMI VALLEY, CA 93065-3160
Document Number	0000085957
Map Reference	MB162 PG16-19
Instrument Date	Jul 2, 2018
Instrument	20180727-00085957
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 STRATUS LN UNIT 2, 2, SIMI VALLEY, CA 93065-3160
Investor	Possibly a Property Investor

Mortgage

Document Number	0000085958
Date	Jul 27, 2018
Instrument	20180727-00085958

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Oct 1, 2023
Change Frequency	Annually
Min Rate At Change	2.87%
Max Rate At Change	4.87%
Index	1-Year CMT
Margin	2
Max Rate	5%

February 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	VENTURA CA
Property Address	409 STRATUS LN UNIT 2, 2, SIMI VALLEY, CA 93065-3160
Document Number	0000049651
Instrument Date	Feb 12, 2018
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 STRATUS LN #2 SIMI VALLEY CA 930653160, 2, SIMI VALLEY, CA 93065-3160

Mortgage

Document Number	0000049651
Date	May 1, 2018
Instrument	49651

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 30, 2048

Interest

Rate	3.62%

Tax Assessment & Valuation

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Simi Valley City
Unified School District	Simi Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$582,563 (+2%) Land $378,895 Building $203,668
2025	$6,248.00 (+1.12%) Homeowner's exemption	$571,141 (+4.04%) Land $371,466 Building $199,675
2024	$6,179.00 (+6.19%)
2023	$5,819.00 (-0.43%) Homeowner's exemption	$548,964 Land $357,042 Building $191,922
2022	$5,844.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AO, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	24 units insured incl. 20 condo units
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VENTURA WWD NO. 8 - SIMI VALLEY serves 94,736 people · EPA ID CA5610023
Water Source	Purchased surface water from CALLEGUAS MUNICIPAL WATER DIST
Last State Inspection	Jan 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 611 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Rocket Broadband Fixed Wireless	450 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GigabitNow, T-Mobile.

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