Stanislaus County property record for 409 Stoddard Ave, Modesto, CA 95354
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,396 sqft · built 1925 |
| Lot Size | 0.129 acres (5,662 sqft) |
| Owner | Company Name on File |
| Last Sale | $340,000 (Dec 2018) |
| Tax Bill | $4,353 (2025) |
| Deeds & Mortgages | Apr 2024 Line of Credit Nov 2021 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 110-003-011-000 |
| Primary APN | 110-003-011-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,396 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1925 |
|---|---|
| Architectural Style | Bungalow |
| Construction Type | Wood |
| Lot Area | 5,662 sqft (0.129 acres) |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 125 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 1100311 |
|---|---|
| Street Address | 409 STODDARD AVE |
| City | MODESTO |
| State | CA |
| Zip | 95354-0549 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BLK:537 |
| Legal Subdivision | MODESTO |
| Legal Block | 537 |
| Jurisdiction | STANISLAUS CA |
| Township / Civil Division | MODESTO |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 1200 |
Source: Stanislaus County records · APN 110-003-011-000
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 409 STODDARD AVE, MODESTO, CA 95354-0549 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Apr 08, 2024 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Nov 08, 2021 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Mar 12, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP |
| Jul 29, 2019 | Deed of Trust, Mortgage · Conventional Mortgage AMERIHOME MORTGAGE COMPANY LLC |
| Nov 15, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Dec 17, 2018 | Grant Deed, Transfer · Conventional Mortgage MICHIGAN MUTUAL INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 17, 2018 · Amount on Record |
| Deed Sale | Dec 17, 2018 · Amount on Record |
| Prior Sale | Nov 15, 2019 |
| Deed Document Number | 0000085825 |
| Last Transfer Date | Mar 12, 2021 |
| Transfer Doc | 0000024681 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Property Address | 409 STODDARD AVE, MODESTO, CA 95354-0549 |
| Transaction Type | Mortgage |
| Record Updated | Apr 18, 2024 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 409 STODDARD AVE, MODESTO, CA 95354-0549 |
| Document Number | 0000015399 |
|---|---|
| Date | Apr 08, 2024 |
| Instrument | 2024-0015399 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | Apr 07, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Property Address | 409 STODDARD AVE, MODESTO, CA 95354-0549 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 409 STODDARD AVE, MODESTO, CA 95354-0549 |
| Document Number | 0000104054 |
|---|---|
| Date | Nov 08, 2021 |
| Instrument | 2021-0104054 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Oct 01, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Recording Date | Mar 12, 2021 |
| Property Address | 409 STODDARD AVE, MODESTO, CA 95354-0549 |
| Document Number | 0000024681 |
| Map Reference | VOL 15 |
| Instrument Date | Mar 05, 2021 |
| Instrument | 2021-0024681 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Title Company | CHICAGO TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 409 STODDARD AVE, MODESTO, CA 95354-0549 |
| Investor | Possibly a Property Investor |
| Document Number | 0000024682 |
|---|---|
| Date | Mar 12, 2021 |
| Instrument | 2021-0024682 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Property Address | 409 STODDARD AVE, MODESTO, CA 95354-0549 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | TIMIOS TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000049101 |
|---|---|
| Date | Jul 29, 2019 |
| Instrument | 2019-0049101 |
| Name | AMERIHOME MORTGAGE COMPANY LLC |
|---|---|
| Type | Mortgage Company |
| Address | THOUSAND OAKS, CA 91362 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Recording Date | Nov 15, 2019 |
| Property Address | 409 STODDARD AVE, MODESTO, CA 95354-0549 |
| Document Number | 0000080372 |
| Instrument Date | Sep 06, 2019 |
| Instrument | 80372 |
| Transaction Type | Transfer |
| Record Updated | Nov 27, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 409 STODDARD AVE MODESTO CA 953540549, MODESTO, CA 95354-0549 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Recording Date | Dec 17, 2018 |
| Property Address | 409 STODDARD AVE, MODESTO, CA 95354-0549 |
| Document Number | 0000085825 |
| Map Reference | VOL15 |
| Instrument Date | Dec 12, 2018 |
| Instrument | 2018-0085825 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | NORTH AMERICAN TITLE CO INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 409 STODDARD AVE, MODESTO, CA 95354-0549 |
| Document Number | 0000085826 |
|---|---|
| Date | Dec 17, 2018 |
| Instrument | 2018-0085826 |
| Name | MICHIGAN MUTUAL INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2049 |
Source: Stanislaus County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | Stanislaus County |
| Municipality | Modesto City |
| Elementary School District | Modesto City Elementary School District (KG - 08) |
| Secondary School District | Modesto City High School District (09 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,353.00 (+6.33%) Homeowner's exemption | $379,270 (+4.04%) Land $195,213 Building $184,057 |
| 2023 | $4,094.00 (+2.53%) Homeowner's exemption | $364,545 Land $187,634 Building $176,911 |
| 2022 | $3,993.00 |
Source: FEMA National Flood Hazard Layer as of October 23, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1998) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 1998 · Severe Winter Storms And Flooding |
| Wildfire Risk | Low lower than 97% of the US · lower than 97.8% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Ayera Technologies Fixed Wireless | 1,000 / 500 |
| UnWired Broadband Holding Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: ezWave.
Based on FCC filings for 588 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF MODESTO serves 218,915 people |
|---|---|
| Water Source | Purchased surface water from MODESTO IRRIGATION DISTRICT |
| Last State Inspection | Jan 2025 |
| Lead | 12 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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