409 State St, Sterling, CO 80751 Property Records

Logan County property record for 409 State St, Sterling, CO 80751 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 965 sqft · built 1915
Lot Size	0.177 acres (7,710 sqft)
Owner	Company Name on File
Last Sale	$85,000 (Feb 2024)
Tax Bill	$640 (2025)
Deeds & Mortgages	Jan 2025 Mortgage Feb 2024 Sale & Line of Credit + 3 more
Flood Zone	Zone AH (high risk)
APN	`38052529334001`

Property Details

APN / Parcel Number

Primary APN	`38052529334001`
Alternative APN	`5802000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	965 sqft Heated Area
1st Floor Area	965 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1939
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	7,710 sqft (0.177 acres)
Lot Dimensions	77 ft deep x 100 ft wide

Exterior Amenities

Porch	Slab
Porch Area	36 sqft
Patio Area	496 sqft
Utility Building	60 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	5802000
Street Address	409 STATE ST
City	STERLING
State	CO
Zip	80751-3041
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 77' LOTS 1-2 BLK 4 PACKARDS ADDN STERLING
Legal Range	52W
Legal Township	08N
Legal Section	29
Legal Subdivision	PACKARDS
Legal Block	4
Legal Lot Number	1-2
Jurisdiction	LOGAN CO
Township / Civil Division	STERLING
Census Block Group	2
Census Block	2061
Census Tract	966102

Owner

Source: Logan County records · APN 38052529334001

Assessment roll updated May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	219 EDISON ST, BRUSH, CO 80723-2515
Owner Type	Company
Vesting	Partnership

Deeds, Mortgages & Sale History

Date	Document
Jan 08, 2025	Deed of Trust, Mortgage · Conventional Mortgage INVESTOR MORTGAGE FINANCE LLC
Feb 08, 2024	Special Warranty Deed, Transfer · Line of Credit WRAY STATE BANK
Feb 08, 2024	Correction Deed
Jul 13, 2023	Intrafamily Transfer, Transfer
Jul 18, 2017	Warranty Deed, Transfer STEWART TITLE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 08, 2024 · Amount on Record
Deed Sale	Feb 08, 2024 · Amount on Record
Prior Sale	Jul 18, 2017 · Amount on Record
Deed Document Number	2024769747
Deed Book / Page	1057 / 949
Prior Transfer Date	Jul 11, 2023
Prior Transfer Doc	0000766980
Record Updated	Sep 20, 2026

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOGAN CO
Property Address	409 STATE ST, STERLING, CO 80751-3041
Transaction Type	Mortgage
Record Updated	May 14, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000773700
Date	Jan 08, 2025
Book Page	1061/905
Instrument	773700

Lender

Name	INVESTOR MORTGAGE FINANCE LLC
Type	Mortgage Company
Address	AUSTIN, TX 78758

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2055

February 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LOGAN CO
Recording Date	Feb 08, 2024
Property Address	409 STATE ST, STERLING, CO 80751-3041
Document Number	0000769747
Book / Page	1057 / 949
Instrument Date	Feb 07, 2024
Instrument	769747
Transaction Type	Transfer
Record Updated	May 14, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$8.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34427 COUNTY RD W, HILLROSE, CO 80733-9616

Mortgage

Document Number	0000769749
Date	Feb 08, 2024
Instrument	769749

Lender

Name	WRAY STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Feb 07, 2044

Interest

Rate Type	Adjustable Rate

February 2024: Correction Deed

Document Type	Correction Deed
Jurisdiction	LOGAN CO
Recording Date	Feb 08, 2024
Property Address	409 STATE ST, STERLING, CO 80751-3041
Document Number	0000769746
Book / Page	1057 / 948
Instrument Date	Feb 06, 2024
Instrument	769746
Record Updated	May 14, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LOGAN CO
Recording Date	Jul 13, 2023
Property Address	409 STATE ST, STERLING, CO 80751-3041
Document Number	0000766980
Book / Page	1055 / 178
Instrument Date	Jul 11, 2023
Instrument	766980
Transaction Type	Transfer
Record Updated	May 14, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1563 E NICHOLS CIR, CENTENNIAL, CO 80122-2940

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOGAN CO
Recording Date	Jul 18, 2017
Property Address	409 STATE ST, STERLING, CO 80751-3041
Document Number	0000734948
Book / Page	001023 / 000122
Instrument Date	Jul 17, 2017
Instrument	734948
Transaction Type	Transfer
Record Updated	Aug 14, 2017
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Tax	$8.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 STATE ST STERLING CO 807513041, STERLING, CO 80751-3041

Tax Assessment & Valuation

Source: Logan County records · Assessment roll updated May 14, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Logan County
Municipality	Sterling City
Unified School District	Valley School District RE-1 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$640.00 (+103.82%)	$7,640 (-92.19%)	$122,238 (+24.9%) Land $19,250 Building $102,988
2023	$314.00 (-45.1%)	$97,870 (+1,339.26%) Land $15,400 Building $82,470	$97,870 (-) Land $15,400 Building $82,470
2022	$572.00	$6,800 Land $1,070 Building $5,730	$97,870 Land $15,400 Building $82,470

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Logan County (08075C), updated May 29, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 080759661022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AH shallow ponding 1–3 ft
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 41 individual NFIP policies nearby
Nearby Flood Policies	41 in force
Nearby Flood Claims	1 (1997)
Most Recent Claim	Jun 1997, river or lake flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 594 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Kentec Communications	Fiber	1,000 / 1,000
ElektraFi	Fixed Wireless (licensed-by-rule)	400 / 80
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Inventive Wireless of Nebraska, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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