406 State St, Sterling, CO 80751 Property Records

Logan County property record for 406 State St, Sterling, CO 80751

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,560 sqft · built 1920
Lot Size	0.129 acres (5,619 sqft)
Owner	Individual Name on Record
Last Sale	$131,500 (Nov 2005)
Tax Bill	$519 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Jun 2021 Mortgage + 2 more
Flood Zone	Zone AH (high risk)
APN	`38052529329019`

Property Details

APN / Parcel Number

Primary APN	`38052529329019`
Alternative APN	`6591000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,560 sqft Heated Area
1st Floor Area	1,560 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1971
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	5,619 sqft (0.129 acres)
Lot Dimensions	140 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Deck Area	86 sqft
Patio Area	86 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	6591000
Street Address	406 STATE ST
City	STERLING
State	CO
Zip	80751-3042
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 40' OF S 140' LOT 15 BLK 9 PACKARDS ADDN STERLING
Legal Range	52W
Legal Township	08N
Legal Section	29
Legal Subdivision	PACKARDS
Legal Block	9
Legal Lot Number	15
Jurisdiction	LOGAN CO
Township / Civil Division	STERLING
Census Block Group	2
Census Block	2060
Census Tract	966102

Owner

Source: Logan County records, as of May 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	406 STATE ST, STERLING, CO 80751-3042
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 19, 2023	Deed of Trust, Mortgage · Conventional Mortgage OCEANSIDE MORTGAGE CO
Jun 16, 2021	Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS INC
Oct 8, 2019	Deed of Trust, Mortgage · FHA Mortgage OCEANSIDE MORTGAGE CO
Dec 26, 2018	Deed of Trust, Mortgage · FHA Mortgage CASHCALL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 4, 2005 · Amount on Record
Deed Sale	Nov 4, 2005 · Amount on Record
Deed Document Number	2005673484
Deed Book / Page	961 / 540
Last Transfer Date	Aug 24, 2017
Transfer Doc	0000735552
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOGAN CO
Property Address	406 STATE ST, STERLING, CO 80751-3042
Transaction Type	Mortgage
Record Updated	May 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 STATE ST, STERLING, CO 80751-3042

Mortgage

Document Number	0000766617
Date	Jun 19, 2023
Book Page	1054/815
Instrument	766617

Lender

Name	OCEANSIDE MORTGAGE CO
Type	Mortgage Company
Address	TOMS RIVER, NJ 08753

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOGAN CO
Property Address	406 STATE ST, STERLING, CO 80751-3042
Transaction Type	Mortgage
Record Updated	May 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000755837
Date	Jun 16, 2021
Book Page	1044/25
Instrument	755837

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	DALLAS, TX 75251

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	340 Months
Due	Oct 1, 2049

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOGAN CO
Property Address	406 STATE ST, STERLING, CO 80751-3042
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000746699
Date	Oct 8, 2019
Book Page	1034/0882
Instrument	746699

Lender

Name	OCEANSIDE MORTGAGE CO
Type	Mortgage Company
Address	TOMS RIVER, NJ 08753

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOGAN CO
Property Address	406 STATE ST, STERLING, CO 80751-3042
Document Number	0000742973
Instrument Date	Dec 26, 2018
Transaction Type	Mortgage
Record Updated	Feb 20, 2019
Title Company	ORANGE COAST LENDER SERVICES LLC, ORANGE COAST LENDER SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 STATE ST STERLING CO 807513042, STERLING, CO 80751-3042

Mortgage

Document Number	0000742973
Date	Jan 7, 2019
Book Page	001031/000156
Instrument	742973

Lender

Name	CASHCALL
Type	Funding / Finance Company
Address	IRVINE, CA 92612

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 6, 2049

Tax Assessment & Valuation

Source: Logan County assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Logan County
Municipality	Sterling City
Unified School District	Valley School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$519.00 (+121.79%)	$12,386 (-89.93%)	$198,182 (+61.14%) Land $14,000 Building $184,182
2023	$234.00 (-66.76%)	$122,990 (+1,338.48%) Land $11,200 Building $111,790	$122,990 (-) Land $11,200 Building $111,790
2022	$704.00	$8,550 Land $780 Building $7,770	$122,990 Land $11,200 Building $111,790

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 41 policies
Nearby Flood Policies	41 in force
Nearby Flood Claims	1 (1997)
Most Recent Claim	Jun 1997 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.2% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF STERLING serves 15,100 people · EPA ID CO0138045
Water Source	Groundwater influenced by surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 594 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Kentec Communications Fiber	1,000 / 1,000
ElektraFi Fixed Wireless	400 / 80
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Vistabeam.

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