409 State St, Santa Barbara, CA 93101 Property Records

Santa Barbara County property record for 409 State St, Santa Barbara, CA 93101

Property Summary

Property TypeRestaurant
Lot Size0.11 acres (4,792 sqft)
OwnerCompany Name on Record
Last Sale$3,245,000 (Apr 2014)
Tax Bill$44,107 (2025)
Deeds & MortgagesDec 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN037-211-015

Property Details

APN / Parcel Number

Primary APN037-211-015
Alternative APN
  • 03721115

Exterior

Lot Area4,792 sqft (0.11 acres)

Location & Zoning

Street Address409 STATE ST
CitySANTA BARBARA
StateCA
Zip93101-2304
Property CategoryCommercial
Property TypeCommercial > Retail > Restaurant
Local Zoning CodeCM
Legal DescriptionSANTA BARBARA CITY OF BLK 250 POR OF LOT 7 BLK 250
Legal SubdivisionSANTA BARBARA
Legal Block250
Legal Lot Number7
JurisdictionSANTA BARBARA CA
Township / Civil DivisionSANTA BARBARA
Census Block Group3
Census Block3007
Census Tract900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually ListedFaith Mission
listed 1982 · 1 contributing resources · NRIS 82002269

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Santa Barbara County records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address604 E COTA ST, 100A, SANTA BARBARA, CA 93103-3160
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 18, 2014 · Amount on Record
Deed SaleApr 18, 2014 · Amount on Record
Prior SaleJul 16, 1997 · Amount on Record
Deed Document Number201417481
Prior Transfer DateOct 29, 1996
Prior Transfer Doc0000067098
Record UpdatedSep 20, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA BARBARA CA
Property Address409 STATE ST, SANTA BARBARA, CA 93101-2304
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyWFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address604 E COTA ST 100A, 100A, SANTA BARBARA, CA 93103-3160

Mortgage

Document Number0000075907
DateDec 18, 2020
Instrument2020-0075907
Lender
NameAMERICAN RIVIERA BANK
TypeBank
AddressSANTA BARBARA, CA 93101
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Santa Barbara County assessment roll, as of July 8, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Barbara County
MunicipalitySanta Barbara City
Unified School DistrictSanta Barbara Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$4,057,477 (+2%) Land $1,312,896 Building $2,744,581
2025$44,107.00 (+8.77%)$3,977,919 (+4.04%) Land $1,287,153 Building $2,690,766
2023$40,551.00 (+1.75%)$3,823,453 Land $1,237,172 Building $2,586,281
2022$39,855.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 17 individual policies
Nearby Flood Policies86 units insured
incl. 69 condo units
Nearby Flood Claims5 (1995–2024)
Most Recent ClaimFeb 2024 · Severe Winter Storms, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SANTA BARBARA WATER DEPARTMENT
serves 93,334 people · EPA ID CA4210010
Water SourceSurface water
Last State InspectionDec 2025
Lead3 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Starlink
Satellite
280 / 30

May also be available: Astound Broadband, Frontier, GeoLinks, T-Mobile, Verizon.

Nearby Properties on State St

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