401 State St, Santa Barbara, CA 93101 Property Records

Santa Barbara County property record for 401 State St, Santa Barbara, CA 93101

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Lot Size	0.16 acres (6,970 sqft)
Owner	Trust Name on File
Last Sale	$1,989,500 (Jan 2020)
Tax Bill	$25,955 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Sep 2021 Mortgage + 5 more
Flood Zone	Zone AE (high risk)
APN	`037-211-018`

Property Details

APN / Parcel Number

Primary APN	`037-211-018`
Alternative APN	`03721118`

Exterior

Lot Area	6,970 sqft (0.16 acres)

Location & Zoning

Street Address	401 STATE ST
City	SANTA BARBARA
State	CA
Zip	93101-2304
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	CM
Legal Description	SANTA BARBARA CITY OF BLK 250 POR OF
Legal Subdivision	SANTA BARBARA
Legal Block	250
Jurisdiction	SANTA BARBARA CA
Township / Civil Division	SANTA BARBARA
Census Block Group	3
Census Block	3007
Census Tract	900

Owner

401 State St, a commercial property, is held in a trust since January 2020.

Source: Santa Barbara County records, as of July 8, 2026

Owner of Record	Trust Name on File
Mailing Address	499 CINDERELLA LN, SANTA BARBARA, CA 93111-2510
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2026	Deed of Trust, Mortgage · Commercial Mortgage SDC CAPITAL INCOE FUND REIT LLC
Sep 3, 2021	Deed of Trust, Mortgage AMERICAN RIVIERA BANK
May 23, 2022	Intrafamily Transfer, Transfer
Jan 29, 2020	Grant Deed, Transfer · Commercial Mortgage ALLSTAR FINANCIAL SERVICES INC
Jan 8, 2019	Affidavit of Death, Transfer FIRST AMERICAN TITLE
Jan 8, 2019	Affidavit of Death, Transfer FIRST AMERICAN TITLE
Jan 29, 2020	Quit Claim Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 29, 2020 · Amount on File
Deed Sale	Jan 29, 2020 · Amount on File
Deed Document Number	20204627
Prior Transfer Date	Jan 18, 1995
Prior Transfer Doc	0000014297
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	401 STATE ST, SANTA BARBARA, CA 93101-2304
Transaction Type	Mortgage
Record Updated	Mar 13, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006589
Date	Mar 4, 2026
Instrument	2026-0006589

Lender

Name	SDC CAPITAL INCOE FUND REIT LLC
Address	71505

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	7 Months
Due	Oct 1, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	401 STATE ST, SANTA BARBARA, CA 93101-2304
Transaction Type	Mortgage
Record Updated	Sep 13, 2021
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	499 CINDERELLA LN, SANTA BARBARA, CA 93111-2510

Mortgage

Document Number	0000063051
Date	Sep 3, 2021
Instrument	2021-0063051

Lender

Name	AMERICAN RIVIERA BANK
Type	Bank
Address	SANTA BARBARA, CA 93101

Agreement

Amount	Amount on Record

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA BARBARA CA
Recording Date	May 23, 2022
Property Address	401 STATE ST, SANTA BARBARA, CA 93101-2304
Document Number	0000025303
Instrument Date	Nov 11, 2020
Instrument	2022-0025303
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	499 CINDERELLA LN, SANTA BARBARA, CA 93111-2510

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA BARBARA CA
Recording Date	Jan 29, 2020
Property Address	401 STATE ST, SANTA BARBARA, CA 93101-2304
Document Number	0000004627
Instrument Date	Jan 10, 2020
Instrument	2020-0004627
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	499 CINDERELLA LN, SANTA BARBARA, CA 93111-2510

Mortgage

Document Number	0000004628
Date	Jan 29, 2020
Instrument	2020-0004628

Lender

Name	ALLSTAR FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

January 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SANTA BARBARA CA
Recording Date	Jan 8, 2019
Property Address	401 STATE ST, SANTA BARBARA, CA 93101-2304
Document Number	0000000636
Instrument Date	Oct 4, 2018
Instrument	636
Transaction Type	Transfer
Record Updated	Jan 18, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	401-403 STATE ST SANTA BARBARA CA 931012304, SANTA BARBARA, CA 93101-2304

January 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SANTA BARBARA CA
Recording Date	Jan 8, 2019
Property Address	401 STATE ST, SANTA BARBARA, CA 93101-2304
Document Number	0000000637
Instrument Date	Oct 4, 2018
Instrument	637
Transaction Type	Transfer
Record Updated	Jan 18, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	401 STATE ST SANTA BARBARA CA 931012304, SANTA BARBARA, CA 93101-2304

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA BARBARA CA
Recording Date	Jan 29, 2020
Property Address	401 STATE ST, SANTA BARBARA, CA 93101-2304
Document Number	0000004626
Instrument Date	Oct 4, 2018
Instrument	4626
Transaction Type	Transfer
Record Updated	Feb 10, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	401 STATE ST SANTA BARBARA CA 931012304, SANTA BARBARA, CA 93101-2304

Tax Assessment & Valuation

The 2025 property tax bill for 401 State St was $25,955.

Source: Santa Barbara County assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Barbara County
Municipality	Santa Barbara City
Unified School District	Santa Barbara Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,219,264 (+2%) Land $1,673,277 Building $545,987
2025	$25,955.00	$2,175,750 Land $1,640,468 Building $535,282
2023	$22,217.00 (+1.75%)	$2,091,265 Land $1,576,767 Building $514,498
2022	$21,835.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 401 State St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 17 individual policies
Nearby Flood Policies	86 units insured incl. 69 condo units
Nearby Flood Claims	5 (1995–2024)
Most Recent Claim	Feb 2024 · Severe Winter Storms, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 401 State St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SANTA BARBARA WATER DEPARTMENT serves 93,334 people · EPA ID CA4210010
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30

May also be available: Astound Broadband, Frontier, GeoLinks, T-Mobile, Verizon.

401 State St, Santa Barbara, CA 93101 Property Records

Property Summary

Property Details

APN / Parcel Number

Exterior

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

March 2026: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

September 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

May 2022: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

January 2020: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

January 2019: Affidavit of Death, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

January 2019: Affidavit of Death, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

January 2020: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on State St

Nearby Streets

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