Cambria County property record for 409 State St, Johnstown, PA 15905
| Property Type | Single Family Home |
|---|---|
| Details | built 1904 |
| Lot Size | 0.179 acres (7,800 sqft) |
| Owner | Individual Name on File |
| Last Sale | $48,000 (Mar 1988) |
| Tax Bill | $739 (2026) |
| Deeds & Mortgages | May 2018 Line of Credit Jun 2019 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 55-011.-404.000 |
| Primary APN | 55-011.-404.000 |
|---|---|
| Alternative APN |
|
| Year Built | Built 1904 |
|---|---|
| Effective Year Built | Effective 1904 |
| Lot Area | 7,800 sqft (0.179 acres) |
| Lot Dimensions | 130 ft deep x 60 ft wide |
| Street Address | 409 STATE ST |
|---|---|
| City | JOHNSTOWN |
| State | PA |
| Zip | 15905-2642 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 60 X 130 1H G |
| Jurisdiction | CAMBRIA PA |
| Township / Civil Division | SOUTHMONT |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 11200 |
409 State St is owned and occupied by an individual who bought it in March 1988.
Source: Cambria County records, as of April 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 409 STATE ST, JOHNSTOWN, PA 15905-2642 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 21, 2018 | Deed of Trust, Mortgage · Line of Credit MERHO FEDERAL CREDIT UNION |
| Jun 10, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance MERHO FEDERAL CREDIT UNION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 1, 1988 · Amount on File |
| Deed Sale | Mar 1, 1988 · Amount on File |
| Deed Book / Page | 1200 / 811 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMBRIA PA |
| Property Address | 409 STATE ST, JOHNSTOWN, PA 15905-2642 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000002018/0000005194 |
|---|---|
| Date | May 21, 2018 |
| Book Page | 0000002018/0000005194 |
| Instrument | 180-00005194 |
| Name | MERHO FEDERAL CREDIT UNION |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMBRIA PA |
| Property Address | 409 STATE ST, JOHNSTOWN, PA 15905-2642 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2019000005376 |
|---|---|
| Date | Jun 10, 2019 |
| Instrument | 20190-00005376 |
| Name | MERHO FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 409 State St was $739.
Source: Cambria County assessment roll, as of April 17, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Cambria County |
| Municipality | Southmont Borough |
| Unified School District | Westmont Hilltop School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $739.00 | $14,860 Land $2,820 Building $12,040 | |
| 2024 | $2,064.00 | $14,860 Land $2,820 Building $12,040 | |
| 1972 | $14,860 Land $2,820 Building $12,040 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 409 State St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective June 19, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (1978–1981) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Sep 1981 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 409 State St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GREATER JOHNSTOWN WA RIVERSIDE serves 49,500 people · EPA ID PA4110034 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | 5 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 47 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 456 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
May also be available: Verizon.
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