404 State St, Johnstown, PA 15905 Property Records

Cambria County property record for 404 State St, Johnstown, PA 15905

Property Summary

Property Type	Single Family Home
Details	built 1924
Lot Size	0.196 acres (8,575 sqft)
Owner	Individual Name on File
Last Sale	$125,500 (Jun 2020)
Tax Bill	$917 (2026)
Deeds & Mortgages	Dec 2021 Refinance Mar 2025 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`55-013.-109.000`

Property Details

APN / Parcel Number

Primary APN	`55-013.-109.000`
Alternative APN	`055 030017`

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Lot Area	8,575 sqft (0.196 acres)
Lot Dimensions	175 ft deep x 49 ft wide

Location & Zoning

Street Address	404 STATE ST
City	JOHNSTOWN
State	PA
Zip	15905-2641
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	49 X 175 H G
Jurisdiction	CAMBRIA PA
Township / Civil Division	SOUTHMONT
Census Block Group	3
Census Block	3026
Census Tract	11200

Owner

404 State St is owned and occupied by an individual who bought it in June 2020.

Source: Cambria County records, as of April 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	404 STATE ST, JOHNSTOWN, PA 15905-2641
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORP
Mar 31, 2025	Deed of Trust, Mortgage · Line of Credit SOMERSET TRUST CO
Feb 2, 2026	Intrafamily Transfer, Transfer
Jun 29, 2020	Deed, Transfer
Mar 4, 2020	Deed, Transfer · Stand-Alone First Mortgage FIRST COMMONWEALTH BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2020 · Amount on File
Deed Sale	Jun 29, 2020 · Amount on File
Prior Sale	Mar 4, 2020 · Amount on File
Deed Document Number	20206128
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMBRIA PA
Property Address	404 STATE ST, JOHNSTOWN, PA 15905-2641
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021000015345
Date	Dec 7, 2021
Instrument	20210-00015345

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	349 Months
Due	Jan 1, 2051

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMBRIA PA
Property Address	404 STATE ST, JOHNSTOWN, PA 15905-2641
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202500002569
Date	Mar 31, 2025
Instrument	2025-00002569

Lender

Name	SOMERSET TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CAMBRIA PA
Recording Date	Feb 2, 2026
Property Address	404 STATE ST, JOHNSTOWN, PA 15905-2641
Document Number	202600000876
Instrument Date	Jan 30, 2026
Instrument	2026-00000876
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	404 STATE ST, JOHNSTOWN, PA 15905-2641

June 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CAMBRIA PA
Recording Date	Jun 29, 2020
Property Address	404 STATE ST, JOHNSTOWN, PA 15905-2641
Document Number	2020000006128
Instrument Date	Mar 3, 2020
Instrument	20200-00006128
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 STATE ST, JOHNSTOWN, PA 15905-2641

March 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CAMBRIA PA
Recording Date	Mar 4, 2020
Property Address	404 STATE ST, JOHNSTOWN, PA 15905-2641
Document Number	2020000002115
Instrument Date	Mar 2, 2020
Instrument	20200-00002115
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 STATE ST, JOHNSTOWN, PA 15905-2641

Mortgage

Document Number	2020000002116
Date	Mar 4, 2020
Instrument	20200-00002116

Lender

Name	FIRST COMMONWEALTH BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 404 State St was $917.

Source: Cambria County assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Cambria County
Municipality	Southmont Borough
Unified School District	Westmont Hilltop School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$917.00	$18,440 Land $2,620 Building $15,820
2024	$2,562.00	$18,440 Land $2,620 Building $15,820
1972			$18,440 Land $2,620 Building $15,820

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 404 State St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1987.

Source: FEMA National Flood Hazard Layer, effective June 19, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1987–2010)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 2010 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 404 State St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREATER JOHNSTOWN WA RIVERSIDE serves 49,500 people · EPA ID PA4110034
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	47 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 456 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Starlink Satellite	280 / 30

May also be available: Verizon.

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