Hamilton County property record for 409 Stanley Ave, Cincinnati, OH 45226
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,888 sqft · built 2007 |
| Lot Size | 0.064 acres (2,788 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $455,000 (Jul 2018) |
| Tax Bill | $10,653 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage Jul 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 027-0001-0041-00 |
| Primary APN | 027-0001-0041-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,888 sqft Living Area |
| Gross Area | 3,648 sqft |
| 1st Floor Area | 960 sqft |
| 2nd Floor Area | 1,728 sqft |
| Upper Floors Area | 768 sqft |
| Basement Area | 960 sqft |
| Finished Basement | 200 sqft |
| Unfinished Basement | 760 sqft |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 2,788 sqft (0.064 acres) |
| Lot Dimensions | 100 ft deep x 29 ft wide |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 409 STANLEY AVE |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45226-1718 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF2 |
| Legal Description | NS STANLEY AVE 0.064 AC COTTAGE HILL SUBBLK F |
| Legal Subdivision | COTTAGE HILL SUB |
| Legal Block | F |
| Legal Lot Number | 3 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 4703 |
Source: Hamilton County records, as of January 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 409 STANLEY AVE, CINCINNATI, OH 45226-1718 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 21, 2020 | Deed of Trust, Mortgage BANK OF AMERICA |
| Jul 19, 2018 | Warranty Deed, Transfer BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 19, 2018 · Amount on Record |
| Deed Sale | Jul 19, 2018 · Amount on Record |
| Prior Sale | Nov 6, 2008 · Amount on Record |
| Deed Document Number | 201862373 |
| Prior Transfer Date | Nov 24, 2010 |
| Prior Transfer Doc | 0000000830 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 409 STANLEY AVE, CINCINNATI, OH 45226-1718 |
| Document Number | 0000041011 |
| Instrument Date | Apr 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 409 STANLEY AVE CINCINNATI OH 452261718, CINCINNATI, OH 45226-1718 |
| Document Number | 0000041011 |
|---|---|
| Date | May 5, 2020 |
| Book Page | 014161/000024 |
| Instrument | 41011 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 4, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jul 19, 2018 |
| Property Address | 409 STANLEY AVE, CINCINNATI, OH 45226-1718 |
| Document Number | 0000062373 |
| Book / Page | 013713 / 002113 |
| Instrument Date | Jun 11, 2018 |
| Instrument | 62373 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,365.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 409 STANLEY AVE CINCINNATI OH 452261718, CINCINNATI, OH 45226-1718 |
| Document Number | 62374 |
|---|---|
| Date | Jul 19, 2018 |
| Book Page | 013713/002116 |
| Instrument | 62374 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 18, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,653.00 (+0.14%) | $168,242 (-) Land $45,024 Building $123,218 | $480,690 (-) Land $128,640 Building $352,050 |
| 2024 | $10,638.00 (-0.18%) | $168,242 (-) Land $45,024 Building $123,218 | |
| 2023 | $10,657.00 (-5.11%) | $168,242 (+5.47%) Land $45,024 Building $123,218 | $480,690 (+5.47%) Land $128,640 Building $352,050 |
| 2022 | $11,231.00 | $159,523 Land $31,521 Building $128,002 | |
| 2020 | $455,780 Land $90,060 Building $365,720 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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