Madison County property record for 409 Springfield Dr, Richmond, KY 40475
| Property Type | Single Family Home |
|---|---|
| Details | 1,244 sqft |
| Lot Size | 0.262 acres (11,452 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $239,900 (Jun 2026) |
| Tax Bill | $810 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Mar 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | R004-0007-0011 |
| Primary APN | R004-0007-0011 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,244 sqft Living Area |
| Exterior Material | Brick Veneer |
|---|---|
| Lot Area | 11,452 sqft (0.262 acres) |
| Garage Type | Mixed |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Account Number | 67088 |
|---|---|
| Street Address | 409 SPRINGFIELD DR |
| City | RICHMOND |
| State | KY |
| Zip | 40475-1159 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ROLLING HILLS LOT 37 BLK 2 |
| Legal Subdivision | ROLLING HILL |
| Legal Block | 2 |
| Legal Lot Number | 37 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | RICHMOND |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 10202 |
Source: Madison County records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 409 SPRINGFIELD DR, RICHMOND, KY 40475-1159 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Woman, Separate Property |
| Date | Document |
|---|---|
| Jun 26, 2026 | Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE |
| Mar 11, 2026 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 26, 2026 · Amount on Record |
| Deed Sale | Jun 26, 2026 · Amount on Record |
| Prior Sale | Mar 11, 2026 · Amount on Record |
| Deed Document Number | 202614358302 |
| Deed Book / Page | 884 / 610 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jun 26, 2026 |
| Property Address | 409 SPRINGFIELD DR, RICHMOND, KY 40475-1159 |
| Document Number | 0014358302 |
| Book / Page | 884 / 610 |
| Instrument Date | Jun 24, 2026 |
| Instrument | 202614358302 |
| Transaction Type | Transfer |
| Record Updated | Jul 7, 2026 |
| Title Company | BLUEGRASS LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $24,229.90 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 409 SPRINGFIELD DR, RICHMOND, KY 40475-1159 |
| Document Number | 0014358305, |
|---|---|
| Date | Jun 26, 2026 |
| Instrument | 202614358305 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.36% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Mar 11, 2026 |
| Property Address | 409 SPRINGFIELD DR, RICHMOND, KY 40475-1159 |
| Document Number | 00D880/117 |
| Book / Page | D880 / 117 |
| Map Reference | MB P2 PG 38 |
| Instrument Date | Mar 5, 2026 |
| Instrument | 2014326337 |
| Transaction Type | Transfer |
| Record Updated | Mar 25, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $136.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 300 CLEAR CREEK RD, PINEVILLE, KY 40977-9752 |
| Name | Verified Name |
|---|---|
| Address | 1100 E MAIN ST, RICHMOND, KY 40475-2028 |
Source: Madison County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Municipality | Richmond City |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $810.00 (+55.77%) Homeowner's exemption | $135,000 (+35%) | $135,000 (+35%) |
| 2023 | $520.00 (-10.03%) Homeowner's exemption | $100,000 (-) | $100,000 (-) |
| 2022 | $578.00 Homeowner's exemption | $100,000 | $100,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RICHMOND UTILITIES serves 35,640 people · EPA ID KY0760370 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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