Madison County property record for 404 Springfield Dr, Richmond, KY 40475
| Property Type | Single Family Home |
|---|---|
| Details | 1,236 sqft |
| Owner | Individual Name on Record |
| Last Sale | $55,000 (Mar 2024) |
| Tax Bill | $829 (2025) |
| Deeds & Mortgages | Jun 2025 Mortgage Mar 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R004-0006-0007 |
| Primary APN | R004-0006-0007 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,236 sqft Living Area |
| Exterior Material | Stone |
|---|---|
| Garage Type | Mixed |
| Garage Area | 120 sqft |
| Parking Spaces | 1 Parking Space |
| Account Number | 54813 |
|---|---|
| Street Address | 404 SPRINGFIELD DR |
| City | RICHMOND |
| State | KY |
| Zip | 40475-1160 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ROLLING HILLS LOT PT 25 & PT 26 BLK 2 |
| Legal Subdivision | ROLLING HILL |
| Legal Block | 2 |
| Legal Lot Number | 25,26 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | RICHMOND |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 10202 |
Source: Madison County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 404 SPRINGFIELD DR, RICHMOND, KY 40475-1160 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 12, 2025 | Deed of Trust, Mortgage · Closed-End Mortgage US BANK NA |
| Mar 26, 2024 | Warranty Deed, Transfer · Conventional Mortgage US BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 26, 2024 · Amount on Record |
| Deed Sale | Mar 26, 2024 · Amount on Record |
| Deed Document Number | 2014196083 |
| Deed Book / Page | D850 / 277 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 404 SPRINGFIELD DR, RICHMOND, KY 40475-1160 |
| Transaction Type | Mortgage |
| Record Updated | Nov 27, 2025 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 404 SPRINGFIELD DR, RICHMOND, KY 40475-1160 |
| Investor | Possibly a Property Investor |
| Document Number | 0M2385/517 |
|---|---|
| Date | Jun 12, 2025 |
| Book Page | M2385/517 |
| Instrument | 2014266830 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | HOPKINS, MN 55343 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 10, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Mar 26, 2024 |
| Property Address | 404 SPRINGFIELD DR, RICHMOND, KY 40475-1160 |
| Document Number | 00D850/277 |
| Book / Page | D850 / 277 |
| Instrument Date | Mar 19, 2024 |
| Instrument | 2014196083 |
| Transaction Type | Transfer |
| Record Updated | Apr 8, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $55.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 123 REDWOOD DR, RICHMOND, KY 40475-8538 |
| Name | Verified Name |
|---|---|
| Address | 404 SPRINGFIELD DR, RICHMOND, KY 40475-1160 |
| Investor | Possibly a Property Investor |
| Document Number | 2014196084 |
|---|---|
| Date | Mar 26, 2024 |
| Instrument | 2014196084 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2039 |
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Municipality | Richmond City |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $829.00 (-14.54%) Additional exemption filed | $88,000 (-12%) | $88,000 (-12%) |
| 2023 | $970.00 (-0.31%) | $100,000 (-) | $100,000 (-) |
| 2022 | $973.00 | $100,000 | $100,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RICHMOND UTILITIES serves 35,640 people · EPA ID KY0760370 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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