409 Spring St, Toronto, OH 43964 Property Records

Jefferson County property record for 409 Spring St, Toronto, OH 43964

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,396 sqft · built 1920
Lot Size	0.145 acres (6,300 sqft)
Owner	2 Individual Names on Record
Last Sale	$110,000 (Aug 2022)
Tax Bill	$1,524 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-03123-000`

Property Details

APN / Parcel Number

Primary APN	`19-03123-000`
Alternative APN	`03123`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,396 sqft Living Area
1st Floor Area	1,388 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 2004
Architectural Style	Conventional
Exterior Material	Other
Lot Area	6,300 sqft (0.145 acres)
Lot Dimensions	126 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard

Location & Zoning

Street Address	409 SPRING ST
City	TORONTO
State	OH
Zip	43964-1815
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	6 SPRING GARDENS 50X126 MAP-19-0100-074B0
Jurisdiction	JEFFERSON OH
Township / Civil Division	KNOX
Census Block Group	2
Census Block	2000
Census Tract	11200

Owner

Source: Jefferson County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	409 SPRING ST, TORONTO, OH 43964-1815
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2022 · Amount on Record
Deed Sale	Aug 29, 2022 · Amount on Record
Deed Document Number	2022379893
Deed Book / Page	1513 / 3453
Prior Transfer Date	Jan 13, 2009
Prior Transfer Doc	869/673
Record Updated	Sep 20, 2026

August 2022: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	JEFFERSON OH
Recording Date	Aug 29, 2022
Property Address	409 SPRING ST, TORONTO, OH 43964-1815
Document Number	01513/3453
Book / Page	1513 / 3453
Map Reference	CAB A SL 4
Instrument Date	Aug 29, 2022
Instrument	379893
Transaction Type	Transfer
Record Updated	Sep 19, 2022
Title Company	RIO VALLEY TITLE, OHIO VALLEY TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	409 SPRING ST, TORONTO, OH 43964-1815

Mortgage

Document Number	0000379894
Date	Aug 29, 2022
Instrument	379894

Lender

Name	ROSS MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Jefferson County
County Subdivision	Knox Township
Municipality	Toronto City
Unified School District	Toronto City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,524.00	$48,185 (-) Land $3,763 Building $44,422
2024	$1,524.00 (-35.4%) Homeowner's exemption Senior Citizen's exemption	$48,185 (+36.44%) Land $3,763 Building $44,422	$137,670 (+36.44%) Land $10,750 Building $126,920
2022	$2,359.00 Homeowner's exemption Senior Citizen's exemption	$35,316 Land $3,238 Building $32,078
2021			$100,900 Land $9,250 Building $91,650

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2006

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TORONTO PWS serves 5,676 people · EPA ID OH4102811
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Jefferson County Cable Cable	400 / 40
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

Nearby Properties on Spring St

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