307 Spring St, Toronto, OH 43964 Property Records

Jefferson County property record for 307 Spring St, Toronto, OH 43964

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,192 sqft · built 1920
Lot Size	0.098 acres (4,260 sqft)
Owner	Individual Name on Record
Last Sale	$130,000 (May 2026)
Tax Bill	$1,043 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Mar 2026 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19-02986-000`

Property Details

APN / Parcel Number

Primary APN	`19-02986-000`
Alternative APN	`02986`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,192 sqft Living Area
1st Floor Area	680 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 2004
Architectural Style	Conventional
Exterior Material	Other
Lot Area	4,260 sqft (0.098 acres)
Lot Dimensions	71.4 ft deep x 60 ft wide

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard

Location & Zoning

Street Address	307 SPRING ST
City	TORONTO
State	OH
Zip	43964-1813
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	5 OLLUM 1ST 60X71.4 MAP-19-0100-04600
Legal Subdivision	HANNAH OLLUMS FIRST ADDITION
Jurisdiction	JEFFERSON OH
Township / Civil Division	KNOX
Census Block Group	1
Census Block	1012
Census Tract	11200

Owner

Source: Jefferson County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	307 SPRING ST, TORONTO, OH 43964-1813
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
May 22, 2026	Warranty Deed, Transfer · Conventional Mortgage HUNTINGTON NATIONAL BANK
Mar 23, 2026	Survivorship Deed, Transfer RIO VALLEY TITLE, OHIO VALLEY TITLE
Dec 6, 2017	Quit Claim Deed, Transfer · FHA Mortgage THE HUNTINGTON NATIONAL BANK
Mar 13, 2009	Warranty Deed, Transfer US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2026 · Amount on Record
Deed Sale	May 22, 2026 · Amount on Record
Prior Sale	Mar 23, 2026 · Amount on Record
Deed Document Number	2026413054
Deed Book / Page	1544 / 4611
Prior Transfer Date	Nov 20, 2017
Prior Transfer Doc	001279/217
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON OH
Recording Date	May 22, 2026
Property Address	307 SPRING ST, TORONTO, OH 43964-1813
Document Number	0000413054
Book / Page	1544 / 4611
Instrument Date	May 21, 2026
Instrument	2026413054
Transaction Type	Transfer
Record Updated	Jun 3, 2026
Title Company	RIO VALLEY TITLE, OHIO VALLEY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$52,520.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	307 SPRING ST, TORONTO, OH 43964-1813

Mortgage

Document Number	0000413055,
Date	May 22, 2026
Instrument	2026413055

Lender

Name	HUNTINGTON NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

March 2026: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	JEFFERSON OH
Recording Date	Mar 23, 2026
Property Address	307 SPRING ST, TORONTO, OH 43964-1813
Document Number	001543/780
Book / Page	1543 / 780
Map Reference	CAB D SL 54
Instrument Date	Mar 23, 2026
Instrument	411222
Transaction Type	Transfer
Record Updated	Apr 13, 2026
Title Company	RIO VALLEY TITLE, OHIO VALLEY TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	307 SPRING ST, TORONTO, OH 43964-1813

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JEFFERSON OH
Recording Date	Dec 6, 2017
Property Address	307 SPRING ST, TORONTO, OH 43964-1813
Document Number	001279/217
Book / Page	1279 / 217
Map Reference	VOL 225 PG 266
Instrument Date	Nov 20, 2017
Instrument	327465
Transaction Type	Transfer
Record Updated	Apr 1, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	307 SPRING ST, TORONTO, OH 43964-1813

Mortgage

Document Number	0000327466
Date	Dec 6, 2017
Instrument	327466

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Credit Union

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2047

March 2009: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON OH
Recording Date	Mar 13, 2009
Property Address	307 SPRING ST, TORONTO, OH 43964-1813
Document Number	000874/954
Book / Page	874 / 954
Instrument Date	Mar 13, 2009
Instrument	238687
Transaction Type	Transfer
Record Updated	Apr 1, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	307 SPRING ST, TORONTO, OH 43964-1813
Investor	Possibly a Property Investor

Mortgage

Document Number	000874/956
Date	Mar 13, 2009
Book Page	874/956
Instrument	238688

Lender

Name	US BANK NA
Type	Bank
Address	4801 FREDERICA ST, OWENSBORO, KY 42301

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2039

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Jefferson County
County Subdivision	Knox Township
Municipality	Toronto City
Unified School District	Toronto City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,043.00	$25,442 (-) Land $3,381 Building $22,061
2024	$1,043.00 (-13.73%)	$25,442 (+40.55%) Land $3,381 Building $22,061	$72,690 (+40.55%) Land $9,660 Building $63,030
2022	$1,209.00	$18,102 Land $2,919 Building $15,183
2021			$51,720 Land $8,340 Building $43,380

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2006 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	8 (1978–2004)
Claims Outside the SFHA	7 of 8
Most Recent Claim	Sep 2004 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2004 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TORONTO PWS serves 5,676 people · EPA ID OH4102811
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Jefferson County Cable Cable	400 / 40
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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