Rowan County property record for 409 Spring Oak Dr, Salisbury, NC 28147 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2 Baths |
| Year Built | Built 2013 |
| Square Footage | 2,112 sqft Living Area |
| Lot Size | 64,469 sqft (1.48 acres) |
| Garage | Detached, 480 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $1,863.00 (2025) |
| Primary APN | 478 045 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 2,112 sqft Living Area |
| 1st Floor | 2,060 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 64,469 sqft (1.48 acres) |
| Garage Type | Detached Garage |
| Garage Area | 480 sqft Garage |
| Deck Area | 120 sqft Deck |
|---|---|
| Porch | 1 Porch |
| Porch Area | 114 sqft Porch |
| Storage Building | 336 sqft Storage Building |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Street Address | 409 SPRING OAK DR |
|---|---|
| City | SALISBURY |
| State | NC |
| Zip | 28147-7322 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | L38 1.48AC |
| Legal Subdivision | SOUTHERN SPRINGS |
| Jurisdiction | ROWAN NC |
| Minor Civil Division | LOCKE |
| Census Blockgroup | 1 |
| Census Block | 1008 |
| Census Tract | 51201 |
Source: Rowan County records · APN 478 045
Assessment roll updated August 8, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 409 SPRING OAK DR, SALISBURY, NC 28147-7322 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Et Ux (and Wife) - Vendor Data Only |
| Date | Document |
|---|---|
| Dec 27, 2019 | Deed of Trust, Mortgage · Veterans Administration Mortgage HOME POINT FINANCIAL CORPORATION |
| Jan 16, 2018 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK |
| Sep 30, 2020 | Deed of Trust, Mortgage · Veterans Administration Mortgage VILLAGE CAPITAL & INVESTMENT LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 18, 2016 |
| Deed Sale | Mar 18, 2016 |
| Deed Book / Page | 1267 / 341 |
| Prior Transfer Date | Mar 16, 2016 |
| Prior Transfer Doc | 0012670341 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN NC |
| Property Address | 409 SPRING OAK DR, SALISBURY, NC 28147-7322 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0013400326 |
|---|---|
| Date | Dec 27, 2019 |
| Book Page | 1340/0326 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Lending Institution |
| Address | PARSIPPANY, NJ 07054 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN NC |
| Property Address | 409 SPRING OAK DR, SALISBURY, NC 28147-7322 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | LENDER RECORDING SERVICES LL |
| Name | Verified Name |
|---|
| Document Number | 0013020773 |
|---|---|
| Date | Jan 16, 2018 |
| Book Page | 1302/0773 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Dec 25, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN NC |
| Property Address | 409 SPRING OAK DR, SALISBURY, NC 28147-7322 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0013570634 |
|---|---|
| Date | Sep 30, 2020 |
| Book Page | 1357/634 |
| Name | VILLAGE CAPITAL & INVESTMENT LLC |
|---|---|
| Type | Mortgage Company |
| Address | HENDERSON, NV 89052 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2050 |
Source: Rowan County records · Assessment roll updated August 8, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rowan County |
| Unified School District | Rowan-Salisbury Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,863.00 | $275,083 (-) Land $30,000 Building $245,083 | |
| 2023 | $1,863.00 | $275,083 Land $30,000 Building $245,083 | $275,083 Land $30,000 Building $245,083 |
Source: FEMA National Flood Hazard Layer, Rowan County (37159C), updated May 10, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 32% of the US · above 43% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 2,778 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures