365 Spring Oak Dr, Salisbury, NC 28147 Property Records

Rowan County property record for 365 Spring Oak Dr, Salisbury, NC 28147

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,704 sqft · built 1993
Lot Size	0.48 acres (20,909 sqft)
Owner	2 Individual Names on Record
Last Sale	$150,000 (Jan 2017)
Tax Bill	$1,546 (2026)
Deeds & Mortgages	Jan 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`478 081`

Property Details

APN / Parcel Number

Primary APN	`478 081`
Alternative APN	`6342845`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,704 sqft Living Area
1st Floor Area	1,008 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Lot Area	20,909 sqft (0.48 acres)
Garage Area	484 sqft
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	365 SPRING OAK DR
City	SALISBURY
State	NC
Zip	28147-7321
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	L34
Legal Subdivision	SOUTHERN SPRINGS
Jurisdiction	ROWAN NC
Township / Civil Division	LOCKE
Census Block Group	1
Census Block	1008
Census Tract	51201

Owner

Source: Rowan County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	365 SPRING OAK DR, SALISBURY, NC 28147-7321
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 10, 2017 · Amount on Record
Deed Sale	Jan 10, 2017 · Amount on Record
Prior Sale	Oct 27, 2015 · Amount on Record
Deed Book / Page	1283 / 23
Prior Transfer Date	Jan 23, 2013
Prior Transfer Doc	0012110246
Record Updated	Oct 29, 2026

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Jan 10, 2017
Property Address	365 SPRING OAK DR, SALISBURY, NC 28147-7321
Document Number	0012830023
Book / Page	1283 / 0023
Map Reference	MB9995 PG1921
Instrument Date	Dec 13, 2016
Transaction Type	Transfer
Record Updated	Oct 12, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7299 POP BASINGER RD, 7299, SALISBURY, NC 28146-0348

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	365 SPRING OAK DR, SALISBURY, NC 28147-7321
Investor	Possibly a Property Investor

Mortgage

Document Number	12830024
Date	Jan 10, 2017
Instrument	1283/0024

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2022
Change Frequency	5 Years
Min Rate At Change	4.25%
Index	5-Year CMT
Margin	2
Max Rate	10.2%

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,546.00	$228,262 (-) Land $30,000 Building $198,262	$228,262 (-) Land $30,000 Building $198,262
2025	$1,546.00	$228,262 (-) Land $30,000 Building $198,262
2023	$1,546.00	$228,262 Land $30,000 Building $198,262	$228,262 Land $30,000 Building $198,262

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35