405 Seminole Pl, Loudon, TN 37774 Property Records

Loudon County property record for 405 Seminole Pl, Loudon, TN 37774

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,996 sqft · built 2014
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$359,900 (Sep 2014)
Tax Bill	$2,010 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Feb 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`042C-B-007.00`

Property Details

APN / Parcel Number

Primary APN	`042C-B-007.00`
Alternative APNs	`042C B 00700 000042C` `01042CB042C00700` `053042C B 00700`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	2,996 sqft Living Area
Gross Area	4,607 sqft
1st Floor Area	1,961 sqft
Basement Area	1,961 sqft
Finished Basement	1,035 sqft
Unfinished Basement	926 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	L-Shape
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,890 sqft (0.25 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Finished Screened Porch
Porch Area	648 sqft
Deck Area	216 sqft
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	405 SEMINOLE PL
City	LOUDON
State	TN
Zip	37774-2114
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COYATEE COVES BLK: 8 LOT: 3 01 038P H 046A 00300 000
Legal Subdivision	COYATEE COVES
Legal Block	8
Legal Lot Number	3
Jurisdiction	LOUDON TN
Township / Civil Division	1
Census Block Group	2
Census Block	2025
Census Tract	60503

Owner

405 Seminole Pl is owned and occupied by two individuals who bought it in September 2014.

Source: Loudon County records, as of December 29, 2025

Owner of Record	2 Individual Names on File
Mailing Address	405 SEMINOLE PL, LOUDON, TN 37774-2114
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Feb 9, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 2, 2014 · Amount on File
Deed Sale	Sep 2, 2014 · Amount on File
Prior Sale	Jul 3, 2012 · Amount on File
Deed Document Number	20146202
Deed Book / Page	371 / 476
Transfer Doc	0000001123
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDON TN
Property Address	405 SEMINOLE PL, LOUDON, TN 37774-2114
Transaction Type	Mortgage
Record Updated	Sep 1, 2022
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0T1488/656
Date	Oct 30, 2020
Book Page	T1488/656
Instrument	20011466

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOUDON TN
Recording Date	Feb 9, 2017
Property Address	405 SEMINOLE PL, LOUDON, TN 37774-2114
Document Number	0000001123
Book / Page	000391 / 000595
Instrument Date	Feb 8, 2017
Instrument	1123
Transaction Type	Transfer
Record Updated	Feb 15, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	405 SEMINOLE PL LOUDON TN 377742114, LOUDON, TN 37774-2114

Tax Assessment & Valuation

The 2025 property tax bill for 405 Seminole Pl was $2,010.

Source: Loudon County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Loudon County
Unified School District	Loudon County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,010.00	$113,650 (-) Land $5,000 Building $108,650	$454,600 Land $20,000 Building $434,600
2024	$2,010.00	$113,650 (-) Land $5,000 Building $108,650
2023		$113,650 Land $5,000 Building $108,650
2021			$454,600 Land $20,000 Building $434,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 405 Seminole Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 16, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 405 Seminole Pl is moderate, ranking above 45% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 62% of Tennessee
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TELLICO VILLAGE P.O.A. private · serves 15,233 people · EPA ID TN0000871
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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