409 San Andreas Ct, Modesto, CA 95354 Property Records

Stanislaus County property record for 409 San Andreas Ct, Modesto, CA 95354

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,732 sqft · built 1990
Lot Size	0.129 acres (5,662 sqft)
Owner	Individual Name on Record
Last Sale	$288,000 (May 2017)
Tax Bill	$3,613 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`033-090-038-000`

Property Details

APN / Parcel Number

Primary APN	`033-090-038-000`
Alternative APN	`0339038`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,732 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Construction Type	Wood
Lot Area	5,662 sqft (0.129 acres)
Parking Spaces	2 Parking Spaces
Pool Type	Above-Ground Pool

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	0339038
Street Address	409 SAN ANDREAS CT
City	MODESTO
State	CA
Zip	95354-3385
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLK:2831
Legal Subdivision	DRY CRK VISTA 01
Legal Block	2831
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	2
Census Block	2003
Census Tract	2005

Owner

Source: Stanislaus County records, as of October 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	409 SAN ANDREAS CT, MODESTO, CA 95354-3385
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Oct 23, 2019	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
May 16, 2017	Grant Deed, Transfer · FHA Mortgage 1ST ALLIANCE LENDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 16, 2017 · Amount on Record
Deed Sale	May 16, 2017 · Amount on Record
Prior Sale	Aug 10, 2011
Deed Document Number	2017-0034729
Record Updated	Jun 7, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	409 SAN ANDREAS CT, MODESTO, CA 95354-3385
Transaction Type	Mortgage
Record Updated	Jun 21, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000053943
Date	Jul 28, 2020
Instrument	2020-0053943

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	353 Months
Due	Dec 1, 2049

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	409 SAN ANDREAS CT, MODESTO, CA 95354-3385
Transaction Type	Mortgage
Record Updated	Jun 21, 2021
Title Company	TITLE CONNECT INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000073635
Date	Oct 23, 2019
Instrument	2019-0073635

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	May 16, 2017
Property Address	409 SAN ANDREAS CT, MODESTO, CA 95354-3385
Document Number	0000034729
Map Reference	VOL32 PG38
Instrument Date	May 8, 2017
Instrument	2017-0034729
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 SAN ANDREAS CT, MODESTO, CA 95354-3385

Mortgage

Document Number	0000034730
Date	May 16, 2017
Instrument	2017-0034730

Lender

Name	1ST ALLIANCE LENDING LLC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Modesto City
Elementary School District	Empire Union Elementary School District (KG - 08)
Secondary School District	Modesto City High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,613.00 (-11.03%)	$334,240 (+4.04%) Land $110,252 Building $223,988
2023	$4,061.00 (+8.58%)	$321,264 Land $105,972 Building $215,292
2022	$3,740.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MODESTO serves 218,915 people · EPA ID CA5010010
Water Source	Purchased surface water from MODESTO IRRIGATION DISTRICT
Last State Inspection	Jan 2025
Lead	12 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 915 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
ezWave Fixed Wireless	1,000 / 200
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Ayera Technologies.

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