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405 San Andreas Ct, Modesto, CA 95354 Property Records

Stanislaus County property record for 405 San Andreas Ct, Modesto, CA 95354

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,679 sqft · built 1990
Lot Size0.11 acres (4,792 sqft)
Owner2 Individual Names on Record
Last Sale$410,000 (Mar 2026)
Tax Bill$2,707 (2026)
Deeds & MortgagesAug 2021 Mortgage
Mar 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN033-090-037-000

Property Details

APN / Parcel Number

Primary APN033-090-037-000
Alternative APNs
  • 0339037000
  • 0339037

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,679 sqft Living Area
1st Floor Area1,679 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Construction TypeWood
Lot Area4,792 sqft (0.11 acres)
Parking Spaces2 Parking Spaces
Patio Area160 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address405 SAN ANDREAS CT
CityMODESTO
StateCA
Zip95354-3385
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDRY CRK VISTA #1 LOT 44 BLOCK 2831
Legal SubdivisionDRY CRK VISTA 01
Legal Block2
Legal Lot Number44
JurisdictionSTANISLAUS CA
Township / Civil DivisionMODESTO
Census Block Group2
Census Block2003
Census Tract2005

Owner

Source: Stanislaus County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address405 SAN ANDREAS CT, MODESTO, CA 95354-3385
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Aug 16, 2021Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MORTGAGE CORP
Mar 25, 2026Grant Deed, Transfer · FHA Mortgage
GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 25, 2026 · Amount on Record
Deed SaleMar 25, 2026 · Amount on Record
Prior SaleDec 10, 1999 · Amount on Record
Deed Document Number202616356
Prior Transfer DateJan 24, 2006
Prior Transfer Doc0000014807
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTANISLAUS CA
Property Address405 SAN ANDREAS CT, MODESTO, CA 95354-3385
Transaction TypeMortgage
Record UpdatedApr 2, 2026
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address409 SAN ANDREAS CT, MODESTO, CA 95354-3385

Mortgage

Document Number0000077126
DateAug 16, 2021
Instrument2021-0077126
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2051

March 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSTANISLAUS CA
Recording DateMar 25, 2026
Property Address405 SAN ANDREAS CT, MODESTO, CA 95354-3385
Document Number0000016356
Map ReferenceVOL 32 PG 38
Instrument DateMar 11, 2026
Instrument2026-0016356
Transaction TypeTransfer
Record UpdatedApr 2, 2026
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address405 SAN ANDREAS CT, MODESTO, CA 95354-3385

Mortgage

Document Number0000016357
DateMar 25, 2026
Instrument2026-0016357
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2056

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyStanislaus County
MunicipalityModesto City
Elementary School DistrictEmpire Union Elementary School District (KG - 08)
Secondary School DistrictModesto City High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$2,707.00 (+1.65%)$258,404 (+2%) Land $97,933 Building $160,471
2025$2,663.00 (-15.27%) Homeowner's exemption$253,338 (+4.04%) Land $96,013 Building $157,325
2023$3,143.00 (+9.93%) Homeowner's exemption$243,503 Land $92,286 Building $151,217
2022$2,859.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MODESTO
serves 218,915 people · EPA ID CA5010010
Water SourcePurchased surface water from MODESTO IRRIGATION DISTRICT
Last State InspectionJan 2025
Lead12 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 915 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
ezWave
Fixed Wireless		1,000 / 200
unWired Broadband
Fixed Wireless		400 / 50
Verizon
Fixed Wireless		300 / 20
Cal.net
Fixed Wireless		100 / 20
AT&T
DSL		100 / 20

May also be available: Ayera Technologies.

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