Denton County property record for 409 Saddle Ln, Denton, TX 76205
| Property Type | Single Family Home |
|---|---|
| Details | 8 bd · 5 ba · 4,044 sqft · built 2024 |
| Lot Size | 0.193 acres (8,407 sqft) |
| Owner | Individual Name on File |
| Last Sale | $738,050 (Apr 2026) |
| Tax Bill | $8,981 (2025) |
| Deeds & Mortgages | Oct 2024 Construction Loan Apr 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R980942 |
| Primary APN | R980942 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 8 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 4,044 sqft Living Area |
| Gross Area | 4,688 sqft |
| 1st Floor Area | 1,762 sqft |
| 2nd Floor Area | 1,142 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,407 sqft (0.193 acres) |
| Garage Type | Attached |
| Garage Area | 322 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 125 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 409 SADDLE LN |
|---|---|
| City | DENTON |
| State | TX |
| Zip | 76205-2050 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EAGLE COVE BLK C LOT 3 |
| Legal Subdivision | EAGLE COVE |
| Legal Block | C |
| Legal Lot Number | 3 |
| Jurisdiction | DENTON TX |
| Township / Civil Division | DENTON |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 21203 |
Source: Denton County assessment roll, as of August 6, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1022 KETTLEDRUM DR, FRISCO, TX 75036-4992 |
| Owner Type | Individual |
| Vesting | Married Man, Separate Property |
| Date | Document |
|---|---|
| Oct 16, 2024 | Deed of Trust, Mortgage · Construction Mortgage SIMMONS BANK |
| Apr 20, 2026 | Special Warranty Deed, Transfer · Conventional Mortgage SFMC LP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 20, 2026 · Amount on Record |
| Deed Sale | Apr 20, 2026 · Amount on Record |
| Deed Document Number | 202644691 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DENTON TX |
| Property Address | 409 SADDLE LN, DENTON, TX 76205-2050 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2026 |
| Title Company | TRI CITY TITLE, TRINITY TITLE |
| Name | Verified Name |
|---|---|
| Address | 6400 LOST ARBOR CT, PLANO, TX 75024-7453 |
| Document Number | 0000112076 |
|---|---|
| Date | Oct 16, 2024 |
| Instrument | 2024-112076 |
| Name | SIMMONS BANK |
|---|---|
| Type | Bank |
| Address | 2200 W 7TH ST, FORT WORTH, TX 76107 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | DENTON TX |
| Recording Date | Apr 20, 2026 |
| Property Address | 409 SADDLE LN, DENTON, TX 76205-2050 |
| Document Number | 0000044691 |
| Instrument Date | Apr 17, 2026 |
| Instrument | 2026.44691 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2026 |
| Title Company | TRI CITY TITLE, TRINITY TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1022 KETTLEDRUM DR, FRISCO, TX 75036-4992 |
| Document Number | 0000044692, |
|---|---|
| Date | Apr 20, 2026 |
| Instrument | 2026..44692 |
| Name | SFMC LP |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Denton County assessment roll, as of August 6, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Denton County |
| Municipality | Denton City |
| Unified School District | Denton Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,981.00 (+2,003.28%) | $498,940 (+2,606.48%) Land $73,742 Building $425,198 | $498,940 (+2,606.48%) Land $73,742 Building $425,198 |
| 2024 | $427.00 (+9.21%) | ||
| 2023 | $18,435 Land $18,435 | $18,435 Land $18,435 | |
| 2022 | $391.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 89% of Texas |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DENTON serves 150,037 people · EPA ID TX0610002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2024 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AMG Technology Investment Group, ElektraFi, Radiate Holdings.
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