404/406 Saddle Ln, Denton, TX 76205 Property Records

Denton County property record for 404/406 Saddle Ln, Denton, TX 76205

Property Summary

Property Type	Duplex
Details	8 bd · 5 ba · 4,044 sqft · built 2024
Lot Size	0.176 acres (7,667 sqft)
Owner	Company Name on File
Last Sale	$765,973 (Apr 2025)
Tax Bill	$11,831 (2025)
Deeds & Mortgages	Sep 2024 Construction Loan Apr 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R980938`

Property Details

APN / Parcel Number

Primary APN	`R980938`
Alternative APNs	`SD5235A-000000B-0000-0017-0000` `SD5235A-000000B-0000-0017`

Interior

Bedrooms	8 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	4,044 sqft Living Area
Gross Area	4,688 sqft
1st Floor Area	1,762 sqft
2nd Floor Area	1,142 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Architectural Style	Duplex Single
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,667 sqft (0.176 acres)
Garage Type	Attached
Garage Area	322 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	125 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	404/406 SADDLE LN
City	DENTON
State	TX
Zip	76205
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	EAGLE COVE BLK B LOT 17
Legal Subdivision	EAGLE COVE
Legal Block	B
Legal Lot Number	17
Jurisdiction	DENTON TX
Township / Civil Division	DENTON
Census Block Group	2
Census Block	2000
Census Tract	21203

Owner

404/406 Saddle Ln, a duplex, is owned by a company that bought it in April 2025.

Source: Denton County records, as of September 14, 2026

Owner of Record	Company Name on File
Mailing Address	2801 KING WILLIAM ST, ROYSE CITY, TX 75189-6341
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2024	Deed of Trust, Mortgage · Construction Mortgage SIMMONS BANK
Apr 14, 2025	Vendor's Lien, Transfer CHAMPIONS FUNDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 14, 2025 · Amount on File
Deed Sale	Apr 14, 2025 · Amount on File
Deed Document Number	202538865
Record Updated	Oct 29, 2026

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENTON TX
Property Address	404 SADDLE LN # 406, 406, DENTON, TX 76205-2049
Transaction Type	Mortgage
Record Updated	Nov 14, 2025
Title Company	TRI CITY TITLE, TRINITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6400 LOST ARBOR CT, PLANO, TX 75024-7453

Mortgage

Document Number	0000103123
Date	Sep 24, 2024
Instrument	2024-103123

Lender

Name	SIMMONS BANK
Type	Bank
Address	2200 W 7TH ST, FORT WORTH, TX 76107

Agreement

Type	Construction Mortgage
Amount	Amount on Record

April 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	DENTON TX
Recording Date	Apr 14, 2025
Property Address	404 SADDLE LN # 406, 406, DENTON, TX 76205-2049
Document Number	0000038865
Map Reference	DOC 2021-269
Instrument Date	Apr 11, 2025
Instrument	2025-038865
Transaction Type	Transfer
Record Updated	Nov 14, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5137 DAVIS BLVD, NORTH RICHLAND HILLS, TX 76180-6873

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2801 KING WILLIAM ST, ROYSE CITY, TX 75189-6341

Mortgage

Date	Apr 14, 2025

Lender

Name	CHAMPIONS FUNDING LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 404/406 Saddle Ln was $11,831, up 2,730.4% from the year before.

Source: Denton County assessment roll, as of September 14, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Denton County
Municipality	Denton City
Unified School District	Denton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$675,000 (+2.36%) Land $90,400 Building $584,600	$675,000 (+2.36%) Land $90,400 Building $584,600
2025	$11,831.00 (+2,730.38%)	$659,416 Land $90,400 Building $569,016	$659,416 Land $90,400 Building $569,016
2024	$418.00
2023		$18,080 Land $18,080	$18,080 Land $18,080
2022	$383.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 404/406 Saddle Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 404/406 Saddle Ln is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 89% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DENTON serves 150,037 people · EPA ID TX0610002
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Astound Broadband, ElektraFi, Nextlink.

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