409 S State St, Aurora, IL 60505 Property Records

Kane County property record for 409 S State St, Aurora, IL 60505

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,188 sqft · built 1904
Lot Size	0.194 acres (8,448 sqft)
Owner	2 Individual Names on Record
Last Sale	$122,000 (Dec 2018)
Tax Bill	$3,342 (2025)
Deeds & Mortgages	Mar 2026 Transfer Dec 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-26-154-010`

Property Details

APN / Parcel Number

Primary APN	`15-26-154-010`

Interior

Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,188 sqft Living Area
Gross Area	2,328 sqft
Basement Area	792 sqft

Exterior

Year Built	Built 1904
Effective Year Built	Effective 1904
Construction Type	Frame
Lot Area	8,448 sqft (0.194 acres)
Lot Dimensions	132 ft deep x 64 ft wide
Garage Type	Attached
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch

Location & Zoning

Street Address	409 S STATE ST
City	AURORA
State	IL
Zip	60505-4838
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOWELL PLACE ADDN N 64 FT : & S 127.70 FT LOTS 1 & 2 : BLK 4 LOT DIMENSIONS: 64 X 132 APPROX LOT SQ FT 8448 SUBDIVISION: SECTION 26 RANGE CODE: 001
Legal Subdivision	HOWELL PLACE ADDN
Legal Block	4
Legal Lot Number	1,2
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	3
Census Block	3007
Census Tract	854301

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	409 S STATE ST, AURORA, IL 60505-4838
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2026	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Dec 3, 2018	Warranty Deed, Transfer · FHA Mortgage WINTRUST MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 3, 2018 · Amount on Record
Deed Sale	Dec 3, 2018 · Amount on Record
Deed Document Number	201858002
Last Transfer Date	Feb 20, 2026
Transfer Doc	0000008262
Record Updated	Oct 29, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Mar 2, 2026
Property Address	409 S STATE ST, AURORA, IL 60505-4838
Document Number	0000008262
Instrument Date	Feb 20, 2026
Instrument	2026K008262
Transaction Type	Transfer
Record Updated	Mar 11, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	409 S STATE ST, AURORA, IL 60505-4838

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Dec 3, 2018
Property Address	409 S STATE ST, AURORA, IL 60505-4838
Document Number	0000058002
Instrument Date	Nov 14, 2018
Instrument	2018K058002
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$122.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 S STATE ST, AURORA, IL 60505-4838

Mortgage

Document Number	0000058003
Date	Dec 3, 2018
Instrument	2018K058003

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2048

Interest

Rate Type	Fixed Rate
Rate	4.75%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora East Unit School District 131 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,342.00 (+5.76%) Homeowner's exemption	$59,176 (+9.39%) Land $7,435 Building $51,741	$177,599 (+9.39%) Land $22,314 Building $155,285
2024	$3,160.00 (+13.34%) Homeowner's exemption	$54,097 (+26.68%) Land $6,797 Building $47,300	$162,356 (+26.73%) Land $20,399 Building $141,957
2022	$2,788.00 (+2.31%) Homeowner's exemption	$42,705 (+7.41%) Land $5,541 Building $37,164	$128,115 (+7.41%) Land $16,623 Building $111,492
2021	$2,725.00 Homeowner's exemption	$39,759 Land $5,159 Building $34,600	$119,277 Land $15,477 Building $103,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 771 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Metronet, T-Mobile, Verizon, Watch TV.

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