404 S State St, Aurora, IL 60505 Property Records

Kane County property record for 404 S State St, Aurora, IL 60505

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 748 sqft · built 1924
Lot Size	0.12 acres (5,214 sqft)
Owner	Individual Name on Record
Last Sale	$260,000 (Apr 2024)
Tax Bill	$2,885 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Apr 2024 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`15-26-155-002`

Property Details

APN / Parcel Number

Primary APN	`15-26-155-002`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	748 sqft Living Area
Gross Area	1,586 sqft
1st Floor Area	748 sqft
Basement Area	748 sqft

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Construction Type	Frame
Lot Area	5,214 sqft (0.12 acres)
Lot Dimensions	107 ft deep x 48.5 ft wide
Garage Type	Carport
Carport	Carport
Porch	Enclosed Porch

Utilities, Heating & Cooling

Cooling System	Wall Unit
Water Source	Commercial

Location & Zoning

Street Address	404 S STATE ST
City	AURORA
State	IL
Zip	60505-4839
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOWELL PLACE ADDN : S 48.50 FT N 95 FT LOT 5 : & LOT 6 BLK 5 LOT DIMENSIONS: 48.50 X 107.5 APPROX LOT SQ FT 5214 SUBDIVISION: SECTION 26 RANGE CODE: 001
Legal Subdivision	HOWELL PLACE ADDN
Legal Block	5
Legal Lot Number	5,6
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	3
Census Block	3008
Census Tract	854301

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1125 TOLLVIEW AVE, AURORA, IL 60505-2066
Owner Type	Individual
Vesting	Married Man, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP
Apr 18, 2024	Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP
Feb 6, 2024	Warranty Deed, Transfer E-CHICAGO TITLE, CHICAGO TITLE
Feb 6, 2024	Warranty Deed, Transfer E-CHICAGO TITLE, CHICAGO TITLE
Oct 31, 2023	Contract Sale, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 18, 2024 · Amount on Record
Deed Sale	Apr 18, 2024 · Amount on Record
Prior Sale	Feb 6, 2024 · Amount on Record
Deed Document Number	202412697
Prior Transfer Date	Dec 11, 2006
Prior Transfer Doc	0000008820
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	404 S STATE ST, AURORA, IL 60505-4839
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	GCM

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 S STATE ST, AURORA, IL 60505-4839

Mortgage

Document Number	0000045225
Date	Nov 14, 2025
Instrument	2025K045225

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

Interest

Rate Type	Fixed Rate
Rate	6.37%

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Apr 18, 2024
Property Address	404 S STATE ST, AURORA, IL 60505-4839
Document Number	0000012697
Instrument Date	Apr 10, 2024
Instrument	2024K012697
Transaction Type	Transfer
Record Updated	Apr 24, 2024
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$260.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	935 CAMDEN LN, AURORA, IL 60504-5927

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 S STATE ST, AURORA, IL 60505-4839

Mortgage

Document Number	0000012698
Date	Apr 18, 2024
Instrument	2024K012698

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

Interest

Rate Type	Fixed Rate
Rate	7.37%

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Feb 6, 2024
Property Address	404 S STATE ST, AURORA, IL 60505-4839
Document Number	0000003944
Instrument Date	Nov 28, 2023
Instrument	2024K003944
Transaction Type	Transfer
Record Updated	Feb 13, 2024
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Tax	$172.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	129 COMMERCIAL DR UNIT 7, 7, YORKVILLE, IL 60560-4731

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	935 CAMDEN LN, AURORA, IL 60504-5927

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Feb 6, 2024
Property Address	404 S STATE ST, AURORA, IL 60505-4839
Document Number	0000003943
Instrument Date	Nov 14, 2023
Instrument	2024K003943
Transaction Type	Transfer
Record Updated	Feb 13, 2024
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Tax	$130.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	404 S STATE ST, AURORA, IL 60505-4839

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	129 COMMERCIAL DR # 77, 77, YORKVILLE, IL 60560-4729
Investor	Possibly a Property Investor

October 2023: Contract Sale, Transfer

Document Type	Contract Sale
Jurisdiction	KANE IL
Recording Date	Oct 31, 2023
Property Address	404 S STATE ST, AURORA, IL 60505-4839
Document Number	0000038286
Instrument Date	Oct 30, 2023
Instrument	2023K038286
Transaction Type	Transfer
Record Updated	Nov 7, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 S STATE ST, AURORA, IL 60505-4839

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora East Unit School District 131 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,885.00 (+756.08%)	$44,180 (+9.39%) Land $5,950 Building $38,230	$132,593 (+9.39%) Land $17,857 Building $114,736
2024		$40,387 (+26.63%) Land $5,439 Building $34,948	$121,209 (+26.68%) Land $16,324 Building $104,886
2022	$337.00 (-5.87%) Homeowner's exemption	$31,893 (+7.41%) Land $4,434 Building $27,459	$95,679 (+7.41%) Land $13,302 Building $82,377
2021	$358.00 Homeowner's exemption	$29,693 Land $4,128 Building $25,565	$89,079 Land $12,384 Building $76,695

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 771 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Metronet, T-Mobile, Verizon, Watch TV.

Nearby Properties on S State St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures