Shiawassee County property record for 409 S Ruess Rd, Owosso, MI 48867
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.8 acres (78,408 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,831 (2024) |
| Deeds & Mortgages | Feb 2023 Transfer Jun 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 006-21-300-002-02 |
| Primary APN | 006-21-300-002-02 |
|---|---|
| Alternative APN |
|
| Lot Area | 78,408 sqft (1.8 acres) |
|---|
| Account Number | 0062130000202 |
|---|---|
| Street Address | 409 S RUESS RD |
| City | OWOSSO |
| State | MI |
| Zip | 48867-9331 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC 21, T7N, R2E COM AT PT WHICH IS S0126'00!W 289.17 OF W 14 POST OF SEC, S8819'11!E 431.01 FT, S0126'00!W 284 FT, N8819'11! |
| Legal Range | 02E |
| Legal Township | 07N |
| Legal Section | 21 |
| Jurisdiction | SHIAWASSEE MI |
| Township / Civil Division | OWOSSO |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 30300 |
409 S Ruess Rd is owned and occupied by two individuals who acquired it in July 2024.
Source: Shiawassee County records, as of December 8, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 409 S RUESS RD, OWOSSO, MI 48867-9331 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 16, 2023 | Intrafamily Transfer, Transfer |
| Jun 3, 2022 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 2, 2024 |
| Deed Sale | Jul 2, 2024 |
| Deed Document Number | 0001318551 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Feb 16, 2023 |
| Property Address | 409 S RUESS RD, OWOSSO, MI 48867-9331 |
| Document Number | 0013040398 |
| Book / Page | 1304 / 398 |
| Instrument Date | Feb 16, 2023 |
| Instrument | 3368492 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 621 S RUESS RD, OWOSSO, MI 48867-9331 |
| Name | Verified Name |
|---|---|
| Address | 409 S RUESS RD, OWOSSO, MI 48867-9331 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Property Address | 409 S RUESS RD, OWOSSO, MI 48867-9331 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2022 |
| Name | Verified Name |
|---|---|
| Address | 409 S RUESS RD, OWOSSO, MI 48867-9331 |
| Document Number | 0012970225 |
|---|---|
| Date | Jun 3, 2022 |
| Book Page | 1297/225 |
| Instrument | 3361150 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | May 6, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Shiawassee County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | Shiawassee County |
| County Subdivision | Owosso Charter Township |
| Unified School District | Owosso Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $172,200 | $344,400 | |
| 2024 | $2,831.00 (+6.55%) | ||
| 2023 | $2,657.00 Homeowner's exemption | $140,900 | $281,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 409 S Ruess Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 409 S Ruess Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures