Clay County property record for 409 S Maltby Ave, Sutton, NE 68979
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 3,268 sqft · built 1914 |
| Lot Size | 0.463 acres (20,160 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $4,186 (2025) |
| Deeds & Mortgages | Aug 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3757-00-0-77010-033-8331 |
| Primary APN | 3757-00-0-77010-033-8331 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,268 sqft Living Area |
| 1st Floor Area | 1,916 sqft |
| Basement Area | 1,729 sqft |
| Finished Basement | 1,330 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1914 |
|---|---|
| Effective Year Built | Effective 1914 |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 20,160 sqft (0.463 acres) |
| Lot Dimensions | 140 ft deep x 144 ft wide |
| Garage Type | Detached |
| Garage Area | 891 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 90 sqft |
| Deck Area | 252 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 409 S MALTBY AVE |
|---|---|
| City | SUTTON |
| State | NE |
| Zip | 68979-2101 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 01-SINGLE |
| Legal Description | LOTS 4 THRU 6 BLK 33 1ST ADD SUTTON CITY |
| Legal Subdivision | 1ST ADD |
| Legal Block | 33 |
| Legal Lot Number | 4-6 |
| Jurisdiction | CLAY NE |
| Township / Civil Division | SUTTON |
| Census Block Group | 4 |
| Census Block | 4047 |
| Census Tract | 962100 |
Source: Clay County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 409 S MALTBY AVE, SUTTON, NE 68979-2101 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY NE |
| Property Address | 409 S MALTBY AVE, SUTTON, NE 68979-2101 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000257/58 |
|---|---|
| Date | Aug 29, 2019 |
| Book Page | 257/58 |
| Instrument | 2019-00895 |
| Name | HEARTLAND BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Clay County assessment roll, as of March 12, 2026
| Type | Name |
|---|---|
| State | Nebraska |
| County | Clay County |
| Municipality | Sutton City |
| Unified School District | Sutton Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $315,480 (+9.5%) Land $16,095 Building $299,385 | $315,480 (+9.5%) Land $16,095 Building $299,385 | |
| 2025 | $4,186.00 (-10.21%) | $288,120 (+15.48%) Land $8,050 Building $280,070 | $288,120 (+15.48%) Land $8,050 Building $280,070 |
| 2023 | $4,662.00 | $249,490 Land $8,050 Building $241,440 | $249,490 Land $8,050 Building $241,440 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 4, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2017 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SUTTON serves 1,447 people · EPA ID NE3103507 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Copper | 1.63 mg/L (2019) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Glenwood Telecommunications Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| Zito Media Cable | 100 / 25 |
| T-Mobile Fixed Wireless | 100 / 20 |
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