Clay County property record for 404 S Maltby Ave, Sutton, NE 68979
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,539 sqft · built 1900 |
| Lot Size | 0.283 acres (12,320 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $79,000 (Mar 2026) |
| Tax Bill | $1,028 (2025) |
| Deeds & Mortgages | Mortgage Mar 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3757-00-0-77010-034-8343 |
| Primary APN | 3757-00-0-77010-034-8343 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,539 sqft Living Area |
| 1st Floor Area | 963 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Material | Composition Shingle |
| Lot Area | 12,320 sqft (0.283 acres) |
| Lot Dimensions | 140 ft deep x 88 ft wide |
| Deck Area | 198 sqft |
| Shed | 1 Shed |
| Shed Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 404 S MALTBY AVE |
|---|---|
| City | SUTTON |
| State | NE |
| Zip | 68979-2100 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 01-SINGLE |
| Legal Description | LOT 10 & S40' LOT 11 BLK 34 1ST ADD SUTTON CITY |
| Legal Subdivision | 1ST ADD |
| Legal Block | 34 |
| Legal Lot Number | 10,11 |
| Jurisdiction | CLAY NE |
| Township / Civil Division | SUTTON |
| Census Block Group | 4 |
| Census Block | 4043 |
| Census Tract | 962100 |
Source: Clay County records, as of August 18, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 404 S MALTBY AVE, SUTTON, NE 68979-2100 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Deed of Trust, Mortgage | |
| Mar 2, 2026 | Warranty Deed, Transfer · Conventional Mortgage CHARTER WEST BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 2, 2026 · Amount on Record |
| Deed Sale | Mar 2, 2026 · Amount on Record |
| Deed Document Number | 2026374 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY NE |
| Property Address | 404 S MALTBY AVE, SUTTON, NE 68979-2100 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY NE |
| Recording Date | Mar 2, 2026 |
| Property Address | 404 S MALTBY AVE, SUTTON, NE 68979-2100 |
| Document Number | 0202600374 |
| Instrument Date | Feb 27, 2026 |
| Instrument | 202600374 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Title Company | ADAMS LAND TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $183.28 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0202600375 |
|---|---|
| Date | Mar 2, 2026 |
| Instrument | 202600375 |
| Name | CHARTER WEST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2056 |
Source: Clay County assessment roll, as of March 12, 2026
| Type | Name |
|---|---|
| State | Nebraska |
| County | Clay County |
| Municipality | Sutton City |
| Unified School District | Sutton Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $80,985 (+14.39%) Land $11,390 Building $69,595 | $80,985 (+14.39%) Land $11,390 Building $69,595 | |
| 2025 | $1,028.00 (-11%) | $70,800 (+14.53%) Land $5,695 Building $65,105 | $70,800 (+14.53%) Land $5,695 Building $65,105 |
| 2023 | $1,155.00 | $61,820 Land $5,695 Building $56,125 | $61,820 Land $5,695 Building $56,125 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 4, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2017 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SUTTON serves 1,447 people · EPA ID NE3103507 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Copper | 1.63 mg/L (2019) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Glenwood Telecommunications Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| Zito Media Cable | 100 / 25 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Nextlink.
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