409 S Main St, Mount Prospect, IL 60056 Property Records

Cook County property record for 409 S Main St, Mount Prospect, IL 60056

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,476 sqft · built 1925
Lot Size0.18 acres (7,850 sqft)
OwnerIndividual Name on Record
Last Sale$299,000 (Jun 2005)
Tax Bill$13,004 (2023)
Deeds & MortgagesJun 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN08-12-303-005

Property Details

APN / Parcel Number

Primary APN08-12-303-005
Alternative APN
  • 08-12-303-005-0000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area2,476 sqft Living Area

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1926
Exterior MaterialWood
Construction TypeFrame
Roof MaterialAsphalt
Lot Area7,850 sqft (0.18 acres)
Garage TypeDetached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Water SourceCommercial

Location & Zoning

Street Address409 S MAIN ST
CityMOUNT PROSPECT
StateIL
Zip60056-3805
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description(PROSPECT) PARK SUB (NUMBER1) OF WH N60RDS OF SW SEC 12-41-11
Legal Range11E
Legal Township41N
Legal Section12
Legal SubdivisionPROSPECT PARK SUB NUMBER1
Legal Block1
Legal Lot Number5
JurisdictionCOOK IL
Township / Civil DivisionELK GROVE
Census Block Group6
Census Block6000
Census Tract804901

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address409 S MAIN ST, MOUNT PROSPECT, IL 60056-3805
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 28, 2005 · Amount on Record
Deed SaleJun 28, 2005 · Amount on Record
Prior SaleJul 2, 2002 · Amount on Record
Deed Document Number200526187
Last Transfer DateOct 14, 2011
Transfer Doc0000049080
Record UpdatedOct 29, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address409 S MAIN ST, MOUNT PROSPECT, IL 60056-3805
Transaction TypeMortgage
Record UpdatedJun 10, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0015220421
DateJun 1, 2021
Instrument2115220421
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJun 1, 2036
Interest
Rate2.25%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionElk Grove Township
MunicipalityMount Prospect Village
Secondary School DistrictTownship High School District 214 (09 - 12)
Elementary School DistrictMount Prospect School District 57 (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$57,000 (+14%) Land $9,420 Building $47,580$570,000 (+14%) Land $94,200 Building $475,800
2023$13,004.00 (+4.24%)
2022$12,475.00 Homeowner's exemption$50,000 Land $7,850 Building $42,150$500,000 Land $78,500 Building $421,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims5 (1987–2013)
Claims Outside the SFHA2 of 5
Most Recent ClaimApr 2013 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event
  • Severe Storms And Flooding, Aug 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMOUNT PROSPECT
serves 41,000 people · EPA ID IL0311980
Water SourcePurchased surface water from NORTHWEST SUBURBAN MUNICIPAL JAWA
Last State InspectionAug 2025
Lead2 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting11
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 488 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · Fiber, DSL in parts of the area
100 / 20

May also be available: Zentro.

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