405 S Main St, Mount Prospect, IL 60056 Property Records

Cook County property record for 405 S Main St, Mount Prospect, IL 60056

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,190 sqft · built 1927
Lot Size	0.18 acres (7,850 sqft)
Owner	Company Name on File
Last Sale	$321,500 (Dec 2000)
Tax Bill	$9,758 (2023)
Deeds & Mortgages	Sep 2023 Transfer Jan 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-12-303-003`

Property Details

APN / Parcel Number

Primary APN	`08-12-303-003`
Alternative APN	`08-12-303-003-0000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,190 sqft Living Area

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1928
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	7,850 sqft (0.18 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	405 S MAIN ST
City	MOUNT PROSPECT
State	IL
Zip	60056-3805
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(PROSPECT) PARK SUB (NUMBER1) OF WH N60RDS OF SW SEC 12-41-11
Legal Range	11E
Legal Township	41N
Legal Section	12
Legal Subdivision	PROSPECT PARK SUB NUMBER1
Legal Block	1
Legal Lot Number	3
Jurisdiction	COOK IL
Township / Civil Division	ELK GROVE
Census Block Group	6
Census Block	6000
Census Tract	804901

Owner

Source: Cook County assessment roll, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	10 S LA SALLE ST, 2750, CHICAGO, IL 60603-1108
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2023	Quit Claim Deed, Transfer E-CHICAGO TITLE, CHICAGO TITLE
Jan 27, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Dec 10, 2019	Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 19, 2000 · Amount on Record
Deed Sale	Dec 19, 2000 · Amount on Record
Prior Sale	Nov 12, 1993 · Amount on Record
Deed Document Number	2000444
Last Transfer Date	Jun 9, 2023
Transfer Doc	0000040079
Record Updated	Sep 20, 2026

September 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COOK IL
Recording Date	Sep 1, 2023
Property Address	405 S MAIN ST, MOUNT PROSPECT, IL 60056-3805
Document Number	0024440079
Instrument Date	Jun 9, 2023
Instrument	2324440079
Transaction Type	Transfer
Record Updated	Sep 12, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 S LA SALLE ST STE 2750, 2750, CHICAGO, IL 60603-1108

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COOK IL
Recording Date	Jan 27, 2020
Property Address	405 S MAIN ST, MOUNT PROSPECT, IL 60056-3805
Document Number	2002715102
Instrument Date	Jan 23, 2020
Instrument	2715102
Transaction Type	Transfer
Record Updated	Feb 12, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 S MAIN ST MOUNT PROSPECT IL 600563805, MOUNT PROSPECT, IL 60056-3805

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	405 S MAIN ST, MOUNT PROSPECT, IL 60056-3805
Document Number	2001317138
Instrument Date	Dec 10, 2019
Transaction Type	Mortgage
Record Updated	Jan 31, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	405 S MAIN ST MOUNT PROSPECT IL 600563805, MOUNT PROSPECT, IL 60056-3805

Mortgage

Document Number	2001317138
Date	Jan 13, 2020
Instrument	1317138

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 12, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Elk Grove Township
Municipality	Mount Prospect Village
Secondary School District	Township High School District 214 (09 - 12)
Elementary School District	Mount Prospect School District 57 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$49,000 (+19.51%) Land $9,420 Building $39,580	$490,000 (+19.51%) Land $94,200 Building $395,800
2023	$9,758.00 (+4.56%)
2022	$9,332.00 (+12.35%)	$41,000 (+25.57%) Land $7,850 Building $33,150	$410,000 (+25.57%) Land $78,500 Building $331,500
2021	$8,306.00 Homeowner's exemption Senior Citizen's exemption	$32,652 Land $5,102 Building $27,550	$326,520 Land $51,020 Building $275,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (1987–2013)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms And Flooding, Aug 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT PROSPECT serves 41,000 people · EPA ID IL0311980
Water Source	Purchased surface water from NORTHWEST SUBURBAN MUNICIPAL JAWA
Last State Inspection	Aug 2025
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 488 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Radiate Holdings Cable	1,500 / 50
Verizon Fixed Wireless	1,000 / 75
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: Everywhere Wireless.

Nearby Properties on S Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures