409 S Main St, Climax, MI 49034 Property Records

Kalamazoo County property record for 409 S Main St, Climax, MI 49034

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,294 sqft · built 1978
Lot Size	1.8 acres (78,408 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,490 (2025)
Deeds & Mortgages	Jul 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-02-302-280`

Property Details

APN / Parcel Number

Primary APN	`12-02-302-280`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,294 sqft Living Area
1st Floor Area	1,248 sqft
Basement Area	1,248 sqft
Unfinished Basement	1,248 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Ranch
Exterior Material	Stucco
Lot Area	78,408 sqft (1.8 acres)
Lot Dimensions	99 ft deep x 264 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	409 S MAIN ST
City	CLIMAX
State	MI
Zip	49034-9773
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MED DEN RE
Legal Description	VILLAGE PLAT OF VILLAGE OF CLIMAX LOT 174 *
Legal Subdivision	VLG OF VILLAGE OF CLIMAX
Legal Lot Number	174
Jurisdiction	KALAMAZOO MI
Township / Civil Division	CLIMAX
Census Block Group	1
Census Block	1018
Census Tract	3400

Owner

Source: Kalamazoo County records, as of July 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	409 S MAIN ST, CLIMAX, MI 49034-9773
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	409 S MAIN ST, CLIMAX, MI 49034-9773
Transaction Type	Mortgage
Record Updated	Jul 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 S MAIN ST, CLIMAX, MI 49034-9773

Mortgage

Document Number	2022022998
Date	Jul 13, 2022
Instrument	2022-022998

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Amount	Amount on Record
Term	178 Months
Due	May 1, 2037

Tax Assessment & Valuation

Source: Kalamazoo County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kalamazoo County
County Subdivision	Climax Township
Municipality	Climax Village
Unified School District	Climax-Scotts Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$105,300	$210,600
2025	$3,490.00 Homeowner's exemption

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 8, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20