Kalamazoo County property record for 385 S Main St, Climax, MI 49034
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,152 sqft · built 1960 |
| Lot Size | 0.64 acres (27,878 sqft) |
| Owner | Individual Name on File |
| Last Sale | $122,500 (Mar 2016) |
| Tax Bill | $1,380 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage Dec 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-02-302-260 |
| Primary APN | 12-02-302-260 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,152 sqft Living Area |
| 1st Floor Area | 1,152 sqft |
| Basement Area | 1,152 sqft |
| Unfinished Basement | 1,152 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Ranch |
| Exterior Material | Stucco |
| Lot Area | 27,878 sqft (0.64 acres) |
| Lot Dimensions | 99 ft deep x 93 ft wide |
| Garage Area | 768 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 385 S MAIN ST |
|---|---|
| City | CLIMAX |
| State | MI |
| Zip | 49034-9773 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MED DEN RE |
| Legal Description | VILLAGE PLAT OF VILLAGE OF CLIMAX BEG IN W LI LOT 173 93.95 FT S OF NW COR TH E 297 FT TO PT IN E LI 94.87 FT S OF NE COR TH |
| Legal Subdivision | VLG OF VILLAGE OF CLIMAX |
| Legal Lot Number | 93,173 |
| Jurisdiction | KALAMAZOO MI |
| Township / Civil Division | CLIMAX |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 3400 |
385 S Main St is owned and occupied by an individual who acquired it in April 2020.
Source: Kalamazoo County records, as of July 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 385 S MAIN ST, CLIMAX, MI 49034-9773 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 24, 2020 | Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS INC |
| Dec 20, 2021 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Oct 1, 2020 | Intrafamily Transfer, Transfer |
| Jun 10, 2019 | Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 10, 2016 · Amount on File |
| Deed Sale | Mar 10, 2016 · Amount on File |
| Deed Document Number | 20166859 |
| Last Transfer Date | Apr 15, 2020 |
| Transfer Doc | 2020033757 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KALAMAZOO MI |
| Property Address | 385 S MAIN ST, CLIMAX, MI 49034-9773 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2020023708 |
|---|---|
| Date | Jul 24, 2020 |
| Instrument | 2020-023708 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | May 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KALAMAZOO MI |
| Property Address | 385 S MAIN ST, CLIMAX, MI 49034-9773 |
| Transaction Type | Mortgage |
| Record Updated | Jan 31, 2022 |
| Name | Verified Name |
|---|---|
| Address | 385 S MAIN ST, CLIMAX, MI 49034-9773 |
| Document Number | 2021049791 |
|---|---|
| Date | Dec 20, 2021 |
| Instrument | 2021-049791 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 341 Months |
| Due | May 1, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KALAMAZOO MI |
| Recording Date | Oct 1, 2020 |
| Property Address | 385 S MAIN ST, CLIMAX, MI 49034-9773 |
| Document Number | 2020033757 |
| Map Reference | LB 6 PG 16 |
| Instrument Date | Apr 15, 2020 |
| Instrument | 2020-033757 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 385 S MAIN ST, CLIMAX, MI 49034-9773 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KALAMAZOO MI |
| Property Address | 385 S MAIN ST, CLIMAX, MI 49034-9773 |
| Transaction Type | Mortgage |
| Record Updated | Jul 10, 2019 |
| Title Company | FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|
| Document Number | 2019015921 |
|---|---|
| Date | Jun 10, 2019 |
| Instrument | 2019-015921 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2049 |
The 2025 property tax bill for 385 S Main St was $1,380 with a homeowner's exemption, down 46% from the year before.
Source: Kalamazoo County assessment roll, as of September 18, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | Kalamazoo County |
| County Subdivision | Climax Township |
| Municipality | Climax Village |
| Unified School District | Climax-Scotts Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $112,500 (-1.23%) | $225,000 (-1.23%) | |
| 2025 | $1,380.00 (-45.99%) Homeowner's exemption | $113,900 | $227,800 |
| 2024 | $2,555.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 385 S Main St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 8, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 385 S Main St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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