San Joaquin County property record for 409 S Elm Ave, Ripon, CA 95366 · Last verified October 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1955 |
| Square Footage | 1,837 sqft Living Area |
| Lot Size | 10,935 sqft (0.251 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $810,000 (2025) |
| Tax Bill | $3,898.00 (2025) |
| Primary APN | 259-370-090-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 1,837 sqft Living Area |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1955 |
|---|---|
| Architectural Style | Other Style |
| Construction Type | Wood Construction |
| Lot Area | 10,935 sqft (0.251 acres) |
| Parking Spaces | 3 Parking Spaces |
| Garage Type | Mixed Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 409 S ELM AVE |
|---|---|
| City | RIPON |
| State | CA |
| Zip | 95366-2732 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | CITY/MUNI/TWP:RIPON SUBD:HUGHES TRACT MAP REF:MB 259 PG 37 |
| Legal Subdivision | HUGHES TRACT |
| Legal Lot Number | 1 |
| Jurisdiction | SAN JOAQUIN CA |
| Minor Civil Division | RIPON |
| Census Blockgroup | 1 |
| Census Block | 1039 |
| Census Tract | 5001 |
Source: San Joaquin County records · APN 259-370-090-000
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 409 S ELM AVE, RIPON, CA 95366-2732 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company, Secondary Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Owner is a Trust |
| Date | Document |
|---|---|
| Sep 11, 2025 | Intrafamily Transfer, Transfer |
| Sep 15, 2025 | Intrafamily Transfer, Transfer |
| Sep 28, 2022 | Intrafamily Transfer, Transfer |
| Apr 06, 2022 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Sep 17, 2018 | Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 13, 2025 · Amount on Record |
| Deed Sale | Mar 13, 2025 · Amount on Record |
| Prior Sale | Sep 11, 2025 |
| Deed Doc Number | 0000020924 |
| Last Transfer Date | Sep 15, 2025 |
| Transfer Doc | 0000078187 |
| Record Refreshed | Jun 07, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Sep 11, 2025 |
| Property Address | 409 S ELM AVE, RIPON, CA 95366-2732 |
| Document Number | 0000077220 |
| Map Reference | MB 5 PG 14 |
| Instrument Date | May 20, 2025 |
| Instrument | 2025-077220 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 409 S ELM AVE, RIPON, CA 95366-2732 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Sep 15, 2025 |
| Property Address | 409 S ELM AVE, RIPON, CA 95366-2732 |
| Document Number | 0000078187 |
| Map Reference | MB 5 PG 14 |
| Instrument Date | May 20, 2025 |
| Instrument | 2025-078187 |
| Transaction Type | Transfer |
| Record Updated | Oct 01, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 409 S ELM AVE, RIPON, CA 95366-2732 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Sep 28, 2022 |
| Property Address | 409 S ELM AVE, RIPON, CA 95366-2732 |
| Document Number | 0000113264 |
| Map Reference | MB 5 PG 14 |
| Instrument Date | Sep 08, 2022 |
| Instrument | 2022-113264 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 409 S ELM AVE, RIPON, CA 95366-2732 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 409 S ELM AVE, RIPON, CA 95366-2732 |
| Transaction Type | Mortgage |
| Record Updated | Apr 18, 2022 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 409 S ELM AVE, RIPON, CA 95366-2732 |
| Document Number | 0000044522 |
|---|---|
| Date | Apr 06, 2022 |
| Instrument | 2022-044522 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | May 01, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 409 S ELM AVE, RIPON, CA 95366-2732 |
| Document Number | 0000124935 |
| Instrument Date | Sep 17, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2018 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 409 S ELM AVE RIPON CA 953662732, RIPON, CA 95366-2732 |
| Document Number | 0000124935 |
|---|---|
| Date | Nov 13, 2018 |
| Instrument | 124935 |
| Name | BANK OF THE WEST |
|---|---|
| Type | Bank |
| Address | OMAHA, NE 68154 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Nov 12, 2043 |
| Rate Type | Adjustable Rate |
|---|
Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Ripon City |
| Unified School District | Ripon Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $3,898.00 (+3.75%) | $354,528 (+4.04%) Land $88,629 Building $265,899 |
| 2023 | $3,757.00 (+1.6%) | $340,764 Land $85,189 Building $255,575 |
| 2022 | $3,698.00 |
409 S Elm Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · San Joaquin County (06077C), updated September 27, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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