305 S Elm Ave, Ripon, CA 95366 Property Records

San Joaquin County property record for 305 S Elm Ave, Ripon, CA 95366 · Last verified October 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 2002
Square Footage2,734 sqft Living Area
Lot Size6,372 sqft (0.146 acres)
GarageMixed
OccupancyOwner Occupied
Tax Bill$4,935.00 (2025)

Property Details

APN / Parcel Number

Primary APN259-300-070-000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Building Area2,734 sqft Living Area
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2002
Architectural StyleOther Style
Construction TypeWood Construction
Lot Area6,372 sqft (0.146 acres)
Parking Spaces2 Parking Spaces
Garage TypeMixed Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Street Address305 S ELM AVE
CityRIPON
StateCA
Zip95366-2763
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionCITY/MUNI/TWP:RIPON SUBD:SUNNYSIDE EXTENSION OF THE TOWN OF RIPON MAP REF:MB 259 PG 30
Legal SubdivisionSUNNYSIDE EXTENSION OF THE TOWN OF RIPON
Legal Block12
Legal Lot Number1 3
JurisdictionSAN JOAQUIN CA
Minor Civil DivisionRIPON
Census Blockgroup1
Census Block1033
Census Tract5001

Owner

Source: San Joaquin County records · APN 259-300-070-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address21402 N RIPON RD, RIPON, CA 95366-9763
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 26, 2021Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Apr 24, 2019Deed of Trust, Mortgage · Line of Credit
BANK OF STOCKTON

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 10, 2003
Deed SaleFeb 10, 2003
Prior SaleFeb 12, 2001 · Amount on Record
Deed Doc Number2003-028888
Record RefreshedJun 07, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address305 S ELM AVE, RIPON, CA 95366-2763
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address305 S ELM AVE, RIPON, CA 95366-2763

Mortgage

Document Number0000014689
DateJan 26, 2021
Instrument2021-014689
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2051

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address305 S ELM AVE, RIPON, CA 95366-2763
Document Number0000043708
Instrument DateApr 24, 2019
Transaction TypeMortgage
Record UpdatedMay 16, 2019
Title CompanyNORTH AMERICAN TITLE CONCORD

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address305 S ELM AVE RIPON CA 953662763, RIPON, CA 95366-2763

Mortgage

Document Number0000043708
DateMay 01, 2019
Instrument43708
Lender
NameBANK OF STOCKTON
TypeBank
AddressSTOCKTON, CA 95201
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityRipon City
Unified School DistrictRipon Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$4,935.00 (+3.81%) Homeowner's exemption$455,017 (+4.04%) Land $100,197 Building $354,820
2023$4,754.00 (+1.62%) Homeowner's exemption$437,350 Land $96,307 Building $341,043
2022$4,678.00

Flood & Wildfire

305 S Elm Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · San Joaquin County (06077C), updated September 27, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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