Kane County property record for 409 S Commonwealth Ave, Aurora, IL 60506
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,108 sqft · built 1954 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $264,000 (Aug 2023) |
| Tax Bill | $6,967 (2025) |
| Deeds & Mortgages | Aug 2023 Sale & Mortgage Oct 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-20-480-012 |
| Primary APN | 15-20-480-012 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,108 sqft Living Area |
| Gross Area | 1,368 sqft |
| 1st Floor Area | 1,108 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Construction Type | Frame |
| Lot Area | 7,500 sqft (0.172 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 260 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Street Address | 409 S COMMONWEALTH AVE |
|---|---|
| City | AURORA |
| State | IL |
| Zip | 60506-5439 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NEW DOWNER PLACE ADDN LOT 4 BLK 38 |
| Legal Subdivision | NEW DOWNER PLACE ADDN |
| Legal Block | 38 |
| Legal Lot Number | 4 |
| Jurisdiction | KANE IL |
| Township / Civil Division | AURORA |
| Census Block Group | 3 |
| Census Block | 3036 |
| Census Tract | 853900 |
Source: Kane County assessment roll, as of December 26, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 146 S MARTHA ST, LOMBARD, IL 60148-2614 |
| Owner Type | Individual |
| Vesting | Married |
| Date | Document |
|---|---|
| Aug 28, 2023 | Warranty Deed, Transfer · Conventional Mortgage FIRST STATE MORTGAGE SERVICES LLC |
| Oct 9, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FIRST CENTENNIAL MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 28, 2023 · Amount on Record |
| Deed Sale | Aug 28, 2023 · Amount on Record |
| Prior Sale | Apr 16, 2013 · Amount on Record |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Aug 28, 2023 |
| Property Address | 409 S COMMONWEALTH AVE, AURORA, IL 60506-5439 |
| Document Number | 0000029590 |
| Instrument Date | Jul 29, 2023 |
| Instrument | 2023K029590 |
| Transaction Type | Transfer |
| Record Updated | Sep 4, 2023 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $264.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 146 S MARTHA ST, LOMBARD, IL 60148-2614 |
| Document Number | 0000029591 |
|---|---|
| Date | Aug 28, 2023 |
| Instrument | 2023K029591 |
| Name | FIRST STATE MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 7.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 409 S COMMONWEALTH AVE, AURORA, IL 60506-5439 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000049255 |
|---|---|
| Date | Oct 9, 2018 |
| Instrument | 2018K049255 |
| Name | FIRST CENTENNIAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | AURORA, IL 60506 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.12% |
Source: Kane County assessment roll, as of December 26, 2025
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Aurora City |
| County | Kane County |
| County Subdivision | Aurora Township |
| Unified School District | Aurora West Unit School District 129 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,967.00 (+44.51%) | ||
| 2024 | $85,761 (+22.66%) Land $13,869 Building $71,892 | $257,386 (+22.71%) Land $41,624 Building $215,762 | |
| 2022 | $4,821.00 (+4.92%) Homeowner's exemption | $69,916 (+7.41%) Land $11,307 Building $58,609 | $209,748 (+7.41%) Land $33,921 Building $175,827 |
| 2021 | $4,595.00 Homeowner's exemption | $65,093 Land $10,527 Building $54,566 | $195,279 Land $31,581 Building $163,698 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1981) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 1981 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AURORA serves 183,000 people · EPA ID IL0894070 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 26 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 548 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Benton Ridge Telephone Company, Metronet Holdings, T-Mobile USA.
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