404 S Commonwealth Ave, Aurora, IL 60506 Property Records

Kane County property record for 404 S Commonwealth Ave, Aurora, IL 60506

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 850 sqft · built 1922
Lot Size0.129 acres (5,625 sqft)
OwnerIndividual Name on File
Last Sale$108,500 (May 1999)
Tax Bill$3,811 (2025)
Deeds & MortgagesSep 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN15-20-481-002

Property Details

APN / Parcel Number

Primary APN15-20-481-002

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area850 sqft Living Area
Gross Area2,080 sqft
1st Floor Area850 sqft
Basement Area850 sqft

Exterior

Year BuiltBuilt 1922
Effective Year BuiltEffective 1922
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area5,625 sqft (0.129 acres)
Lot Dimensions150 ft deep x 37.5 ft wide
Garage TypeAttached
Garage Area216 sqft
Parking Spaces1 Parking Space
PorchEnclosed Porch

Utilities, Heating & Cooling

Cooling SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address404 S COMMONWEALTH AVE
CityAURORA
StateIL
Zip60506-5440
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionNEW DOWNER PLACE ADDN PART LOT 2 & PART LOT 3 BLOCK 39 LOT DIMENSIONS: 37.5 X 150 APPROX LOT SQ FT 5625 SUBDIVISION: SECTION 20 RANGE CODE: 001
Legal SubdivisionNEW DOWNER PLACE ADDN
Legal Block39
Legal Lot Number2,3
JurisdictionKANE IL
Township / Civil DivisionAURORA
Census Block Group3
Census Block3037
Census Tract853900

Owner

404 S Commonwealth Ave is owned and occupied by an individual who bought it in May 1999.

Source: Kane County records, as of July 23, 2026

Owner of RecordIndividual Name on File
Mailing Address404 S COMMONWEALTH AVE, AURORA, IL 60506-5440
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 3, 1999 · Amount on File
Deed SaleMay 3, 1999 · Amount on File
Deed Document Number199944306
Record UpdatedOct 29, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address404 S COMMONWEALTH AVE, AURORA, IL 60506-5440
Transaction TypeMortgage
Record UpdatedSep 23, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address404 S COMMONWEALTH AVE, AURORA, IL 60506-5440

Mortgage

Document Number0000046648
DateSep 19, 2022
Instrument2022K046648
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term362 Months
DueNov 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 404 S Commonwealth Ave was $3,811 with exemptions applied.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityAurora City
CountyKane County
County SubdivisionAurora Township
Unified School DistrictAurora West Unit School District 129 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,811.00 Homeowner's exemption Senior Citizen's exemption$67,316 (+9.39%) Land $11,603 Building $55,713$202,029 (+9.39%) Land $34,823 Building $167,206
2024$61,538 Land $10,607 Building $50,931$184,688 Land $31,834 Building $152,854
2022$3,909.00 (+5.11%) Homeowner's exemption$50,168 (+7.41%) Land $8,647 Building $41,521$150,504 (+7.41%) Land $25,941 Building $124,563
2021$3,719.00 Homeowner's exemption$46,707 Land $8,050 Building $38,657$140,121 Land $24,150 Building $115,971

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 404 S Commonwealth Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1981)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 1981 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 404 S Commonwealth Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAURORA
serves 183,000 people · EPA ID IL0894070
Water SourceSurface water
Last State InspectionMar 2025
Lead26 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 548 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

May also be available: Metronet, T-Mobile, Watch TV.

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