St. Louis County property record for 409 S 3rd St W, Aurora, MN 55705
| Property Type | Single Family Home |
|---|---|
| Details | 1.75 ba · 1,140 sqft · built 1977 |
| Lot Size | 0.964 acres (42,007 sqft) |
| Owner | Individual Name on File |
| Last Sale | $230,000 (Aug 2023) |
| Tax Bill | $4,172 (2026) |
| Deeds & Mortgages | Aug 2023 Sale & Mortgage Aug 2023 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 100-0048-00280 |
| Primary APN | 100-0048-00280 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.75 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,140 sqft Gross Area |
| 1st Floor Area | 1,140 sqft |
| Basement Area | 1,000 sqft |
| Finished Basement | 1,000 sqft |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Split Foyer |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 42,007 sqft (0.964 acres) |
| Garage Area | 440 sqft |
| Deck Area | 10 sqft |
|---|---|
| Patio Area | 260 sqft |
| Storage Building | 220 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 1153722 |
|---|---|
| Street Address | 409 S 3RD ST W |
| City | AURORA |
| State | MN |
| Zip | 55705-1420 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 1 & 2 & INC PART OF OUTLOT B WHICH LIESSLY OF THE FOLLOWING LINE BEG AT NWLY COR OFLOT 2 BLK 3 MORNINGSIDE ADD TO AURORA |
| Legal Subdivision | MORNINGSIDE ADDITION TO AURORA |
| Legal Block | 3 |
| Legal Lot Number | 1B |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | WHITE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 13800 |
409 S 3rd St W is owned and occupied by an individual who bought it in August 2023.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 409 S 3RD ST W, AURORA, MN 55705-1420 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 30, 2023 | Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF GILBERT |
| Aug 7, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Oct 6, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Oct 6, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Oct 6, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 30, 2023 · Amount on File |
| Deed Sale | Aug 30, 2023 · Amount on File |
| Deed Document Number | 20231473066 |
| Prior Transfer Date | Jul 25, 2023 |
| Prior Transfer Doc | 0001471449 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Aug 30, 2023 |
| Property Address | 409 S 3RD ST W, AURORA, MN 55705-1420 |
| Document Number | 0001473066 |
| Instrument Date | Aug 3, 2023 |
| Instrument | 1473066 |
| Transaction Type | Transfer |
| Record Updated | Sep 19, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $759.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 409 S 3RD ST W, AURORA, MN 55705-1420 |
| Document Number | 0001473067 |
|---|---|
| Date | Aug 30, 2023 |
| Instrument | 1473067 |
| Name | FIRST NATIONAL BANK OF GILBERT |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Aug 16, 2033 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Aug 7, 2023 |
| Property Address | 409 S 3RD ST W, AURORA, MN 55705-1420 |
| Document Number | 0001471449 |
| Instrument Date | Jul 25, 2023 |
| Instrument | 1471449 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 409 S 3RD ST W, AURORA, MN 55705-1420 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Oct 6, 2020 |
| Property Address | 409 S 3RD ST W, AURORA, MN 55705-1420 |
| Document Number | 00A1392115 |
| Instrument Date | Sep 17, 2020 |
| Instrument | A1392115 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $2.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 409 S 3RD ST W AURORA MN 557051420, AURORA, MN 55705-1420 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Oct 6, 2020 |
| Property Address | 409 S 3RD ST W, AURORA, MN 55705-1420 |
| Document Number | 00A1392114 |
| Instrument Date | Aug 6, 2020 |
| Instrument | A1392114 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $2.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 409 S 3D ST W AURORA MN 55705, AURORA, MN 55705 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Oct 6, 2020 |
| Property Address | 409 S 3RD ST W, AURORA, MN 55705-1420 |
| Document Number | 00A1392116 |
| Instrument Date | Jul 24, 2020 |
| Instrument | A1392116 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $2.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 409 S 3RD ST W AURORA MN 557051420, AURORA, MN 55705-1420 |
The 2026 property tax bill for 409 S 3rd St W was $4,172 with a homeowner's exemption, up 23.2% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| Municipality | Aurora City |
| County | St. Louis County |
| County Subdivision | White Township |
| Unified School District | Mesabi East School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,172.00 (+23.21%) Homeowner's exemption | ||
| 2025 | $3,386.00 (-10.04%) Homeowner's exemption | $252,700 (+29.52%) Land $20,500 Building $232,200 | $252,700 (+29.52%) Land $20,500 Building $232,200 |
| 2024 | $3,764.00 (+16.75%) | $195,100 Land $17,200 Building $177,900 | $195,100 Land $17,200 Building $177,900 |
| 2023 | $3,224.00 Homeowner's exemption | ||
| 2022 | $160,200 (+27.14%) Land $19,800 Building $140,400 | $160,200 (+27.14%) Land $19,800 Building $140,400 | |
| 2021 | $126,000 Land $17,300 Building $108,700 | $126,000 Land $17,300 Building $108,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 409 S 3rd St W in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 409 S 3rd St W is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Aurora serves 1,764 people · EPA ID MN1690002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zito Media Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
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