405 S 3rd St W, Aurora, MN 55705 Property Records

St. Louis County property record for 405 S 3rd St W, Aurora, MN 55705

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,224 sqft · built 1976
Lot Size	1.14 acres (49,992 sqft)
Owner	2 Individual Names on File
Last Sale	$690 (Mar 2004)
Tax Bill	$4,530 (2026)
Deeds & Mortgages	Apr 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`100-0048-00310`

Property Details

APN / Parcel Number

Primary APN	`100-0048-00310`
Alternative APN	`1123864`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,224 sqft Gross Area
1st Floor Area	612 sqft
Basement Area	612 sqft
Finished Basement	612 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	49,992 sqft (1.14 acres)
Garage Area	1,248 sqft

Exterior Amenities

Deck Area	180 sqft
Storage Building	108 sqft
Sauna	Sauna
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1123864
Street Address	405 S 3RD ST W
City	AURORA
State	MN
Zip	55705-1420
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 & 5 BLK 3 AND THAT PART OF OUTLOT BWHICH LIES NLY OF THE FOLLOWING LINE BEG ATNWLY COR OF LOT 3 BLK 3 MORNINGSIDE ADD
Legal Subdivision	MORNINGSIDE ADDITION TO AURORA
Legal Block	3
Legal Lot Number	3B
Jurisdiction	ST LOUIS MN
Township / Civil Division	WHITE
Census Block Group	1
Census Block	1001
Census Tract	13800

Owner

405 S 3rd St W is owned and occupied by two individuals who acquired it in October 2023.

Source: St. Louis County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	405 S 3RD ST W, AURORA, MN 55705-1420
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 19, 2004 · Amount on File
Deed Sale	Mar 19, 2004 · Amount on File
Deed Document Number	2004937376
Last Transfer Date	Oct 23, 2023
Transfer Doc	0001480507
Record Updated	Oct 29, 2026

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MN
Recording Date	Apr 18, 2022
Property Address	405 S 3RD ST W, AURORA, MN 55705-1420
Document Number	0001441364
Instrument Date	Apr 7, 2022
Instrument	1441364
Transaction Type	Transfer
Record Updated	May 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	405 S 3RD ST W, AURORA, MN 55705-1420

Tax Assessment & Valuation

The 2026 property tax bill for 405 S 3rd St W was $4,530 with a homeowner's exemption, up 22.7% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Aurora City
County	St. Louis County
County Subdivision	White Township
Unified School District	Mesabi East School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,530.00 (+22.7%) Homeowner's exemption
2025	$3,692.00 (-9.24%) Homeowner's exemption	$268,200 (+29.5%) Land $22,200 Building $246,000	$268,200 (+29.5%) Land $22,200 Building $246,000
2024	$4,068.00	$207,100 Land $18,600 Building $188,500	$207,100 Land $18,600 Building $188,500
2022		$181,500 Land $21,500 Building $160,000	$181,500 Land $21,500 Building $160,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 405 S 3rd St W in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 405 S 3rd St W is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Aurora serves 1,764 people · EPA ID MN1690002
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
AT&T Fixed Wireless	100 / 20