Schenectady County and Schenectady City property record for 409 Rosa Rd, Schenectady, NY 12308
| Property Type | Mixed Use Commercial Office / Residential |
|---|---|
| Details | 2,556 sqft · built 1984 |
| Lot Size | 0.136 acres (5,914 sqft) |
| Owner | Individual Name on File |
| Last Sale | $163,000 (May 2020) |
| Tax Bill | $7,426 (2026) |
| Deeds & Mortgages | May 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 40.37-1-26 |
| Primary APN | 421500 40.37-1-26 |
|---|---|
| Alternative APN |
|
| Units | 2 Units |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,556 sqft Gross Area |
| Basement Area | 1,248 sqft |
| Finished Basement | 1,248 sqft |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Lot Area | 5,914 sqft (0.136 acres) |
| Lot Dimensions | 130 ft deep x 69.6 ft wide |
| Garage Type | Detached |
| Garage Area | 550 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 328 sqft |
| Heating Fuel | Oil |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 409 ROSA RD |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12308-1716 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Mixed Use Commercial Office / Residential |
| Local Zoning Code | 05 - COMME |
| Legal Description | 3 WOOD |
| Legal Subdivision | PINE HILLS |
| Legal Block | 1 |
| Legal Lot Number | 26.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 20101 |
409 Rosa Rd, a commercial property, is owned by an individual who bought it in May 2020.
Source: Schenectady County and Schenectady City records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 409 ROSA RD, SCHENECTADY, NY 12308-1716 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 19, 2020 · Amount on File |
| Deed Sale | May 19, 2020 · Amount on File |
| Prior Sale | May 5, 2011 · Amount on File |
| Deed Document Number | 202014359 |
| Deed Book / Page | 2034 / 776 |
| Prior Transfer Date | Apr 27, 2011 |
| Prior Transfer Doc | 0000017680 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | May 19, 2020 |
| Property Address | 409 ROSA RD, SCHENECTADY, NY 12308-1716 |
| Document Number | 0000014359 |
| Book / Page | 002034 / 000776 |
| Instrument Date | Apr 29, 2020 |
| Instrument | 14359 |
| Transaction Type | Transfer |
| Record Updated | Jul 9, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $652.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 409 ROSA RD SCHENECTADY NY 123081725, SCHENECTADY, NY 12308-1725 |
The 2026 property tax bill for 409 Rosa Rd was $7,426, up 0.6% from the year before.
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,426.00 (+0.58%) | ||
| 2025 | $7,383.00 | $140,000 Land $20,700 Building $119,300 | $231,826 Land $34,277 Building $197,549 |
| 2023 | $140,000 (-) Land $20,700 Building $119,300 | $177,215 (+3.8%) Land $26,203 Building $151,012 | |
| 2022 | $140,000 Land $20,700 Building $119,300 | $170,732 Land $25,244 Building $145,488 | |
| 2021 | $7,054.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 409 Rosa Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 409 Rosa Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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