Schenectady County and Schenectady City property record for 407 Rosa Rd, Schenectady, NY 12308
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 2,043 sqft · built 1920 |
| Lot Size | 0.114 acres (5,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $200,000 (Jul 2022) |
| Tax Bill | $6,609 (2026) |
| Deeds & Mortgages | Jul 2022 Sale & Mortgage Dec 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 40.37-1-27 |
| Primary APN | 421500 40.37-1-27 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,043 sqft Total Area |
| 1st Floor Area | 1,109 sqft |
| 2nd Floor Area | 934 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 5,000 sqft (0.114 acres) |
| Lot Dimensions | 125 ft deep x 40 ft wide |
| Porch | Slab |
| Porch Area | 241 sqft |
| Canopy | 50 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 407 ROSA RD |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12308-1725 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | 05 - COMME |
| Legal Description | 2 WOOD |
| Legal Subdivision | PINE HILLS |
| Legal Block | 1 |
| Legal Lot Number | 27.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 20101 |
Source: Schenectady County and Schenectady City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 407 ROSA RD, SCHENECTADY, NY 12308-1725 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 20, 2022 | Bargain and Sale Deed, Transfer · FHA Mortgage HOME POINT FINANCIAL CORPORATION |
| Dec 5, 2019 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 20, 2022 · Amount on Record |
| Deed Sale | Jul 20, 2022 · Amount on Record |
| Prior Sale | Dec 5, 2019 · Amount on Record |
| Deed Document Number | 202238102 |
| Deed Book / Page | 2089 / 1 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jul 20, 2022 |
| Property Address | 407 ROSA RD, SCHENECTADY, NY 12308-1725 |
| Document Number | 0000038102 |
| Book / Page | 2089 / 1 |
| Instrument Date | Jul 12, 2022 |
| Instrument | 202238102 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2022 |
| Title Company | ALR ABSTRACT SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $800.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 183 COLLEGE AVE, 183, STATEN ISLAND, NY 10314-2364 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 407 ROSA RD, SCHENECTADY, NY 12308-1725 |
| Document Number | 0000038103 |
|---|---|
| Date | Jul 20, 2022 |
| Instrument | 202238103 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Dec 5, 2019 |
| Property Address | 407 ROSA RD, SCHENECTADY, NY 12308-1725 |
| Document Number | 0000054210 |
| Book / Page | 002026 / 000005 |
| Instrument Date | Nov 14, 2019 |
| Instrument | 54210 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $480.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 183 COLLEGE AVE STATEN ISLAND NY 103142364, STATEN ISLAND, NY 10314-2364 |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,609.00 (+3.12%) | ||
| 2025 | $6,409.00 (+22.29%) | $112,300 (-) Land $14,100 Building $98,200 | $185,958 (+30.82%) Land $23,348 Building $162,610 |
| 2023 | $112,300 (+19.85%) Land $14,100 Building $98,200 | $142,152 (+24.4%) Land $17,848 Building $124,304 | |
| 2022 | $93,700 Land $14,100 Building $79,600 | $114,268 Land $17,195 Building $97,073 | |
| 2021 | $5,241.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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