409 Riviera Dr, Wilmington, NC 28411 Property Records

New Hanover County property record for 409 Riviera Dr, Wilmington, NC 28411

Property Summary

Property Type	Patio Home
Details	3 bd · 3.5 ba · 3,066 sqft · built 2012
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Last Sale	$252,500 (May 2012)
Tax Bill	$1,995 (2025)
Deeds & Mortgages	Dec 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R04400-001-414-000`

Property Details

APN / Parcel Number

Primary APN	`R04400-001-414-000`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,066 sqft Living Area
1st Floor Area	1,626 sqft
Basement Area	1,356 sqft
Finished Basement	1,356 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	6,970 sqft (0.16 acres)
Terrain	Low
Garage Area	420 sqft
Porch	Slab
Porch Area	101 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	409 RIVIERA DR
City	WILMINGTON
State	NC
Zip	28411-7296
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Patio Home
Local Zoning Code	R-10,RESID
Legal Description	LOT 178 SEC 1 PARK RIDGE @ WESTBAY ESTATES
Legal Subdivision	COASTAL CAROLINA DEVELOPMENT
Legal Block	1
Legal Lot Number	178
Jurisdiction	NEW HANOVER NC
Township / Civil Division	HARNETT
Census Block Group	3
Census Block	3000
Census Tract	11611

Owner

409 Riviera Dr, a patio home, is owned and occupied by an individual who bought it in May 2012.

Source: New Hanover County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	409 RIVIERA DR, WILMINGTON, NC 28411-7296
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2012 · Amount on File
Deed Sale	May 22, 2012 · Amount on File
Prior Sale	Feb 10, 2012 · Amount on File
Deed Document Number	201217040
Deed Book / Page	5642 / 1460
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Property Address	409 RIVIERA DR, WILMINGTON, NC 28411-7296
Transaction Type	Mortgage
Record Updated	Oct 10, 2025
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00652402646
Date	Dec 28, 2021
Book Page	6524/2646
Instrument	2021060700

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60639

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 409 Riviera Dr was $1,995, up 5.3% from the year before.

Source: New Hanover County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	New Hanover County
Unified School District	New Hanover County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$513,700 (-) Land $105,100 Building $408,600	$513,700 (-) Land $105,100 Building $408,600
2025	$1,995.00 (+5.33%)	$513,700 Land $105,100 Building $408,600	$513,700 Land $105,100 Building $408,600
2024	$1,894.00 (+0.21%)
2023	$1,890.00 (-0.94%)	$352,900 Land $57,700 Building $295,200	$352,900 Land $57,700 Building $295,200
2022	$1,908.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 409 Riviera Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	21 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 409 Riviera Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 51% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CFPUA-WILMINGTON serves 212,227 people · EPA ID NC0465010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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