401 Riviera Dr, Wilmington, NC 28411 Property Records

New Hanover County property record for 401 Riviera Dr, Wilmington, NC 28411

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,952 sqft · built 2011
Lot Size	0.182 acres (7,928 sqft)
Owner	Individual Name on File
Last Sale	$417,000 (Jul 2024)
Tax Bill	$1,420 (2023)
Deeds & Mortgages	Mar 2021 Mortgage Jul 2024 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R04400-001-412-000`

Property Details

APN / Parcel Number

Primary APN	`R04400-001-412-000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,952 sqft Living Area
1st Floor Area	1,102 sqft
Basement Area	850 sqft
Finished Basement	850 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	7,928 sqft (0.182 acres)
Terrain	Low
Garage Area	462 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	85 sqft
Deck Area	Deck Area
Patio Area	266 sqft
Utility Building	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	401 RIVIERA DR
City	WILMINGTON
State	NC
Zip	28411-7296
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10,RESID
Legal Description	LOT 176 SEC 1 PARK RIDGE @ WESTBAY ESTATES
Legal Subdivision	COASTAL CAROLINA DEVELOPMENT
Legal Block	1
Legal Lot Number	176
Jurisdiction	NEW HANOVER NC
Township / Civil Division	HARNETT
Census Block Group	3
Census Block	3000
Census Tract	11611

Owner

401 Riviera Dr is owned and occupied by an individual who bought it in July 2024.

Source: New Hanover County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	401 RIVIERA DR, WILMINGTON, NC 28411-7296
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jul 18, 2024	Warranty Deed, Transfer E TITLE LLC, KEY TITLE LLC
Apr 20, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG
Nov 2, 2017	Quit Claim Deed, Mortgage · FHA Mortgage LAND HM FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 18, 2024 · Amount on File
Deed Sale	Jul 18, 2024 · Amount on File
Prior Sale	Nov 2, 2017
Deed Document Number	202417416
Deed Book / Page	6717 / 2759
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Property Address	401 RIVIERA DR, WILMINGTON, NC 28411-7296
Transaction Type	Mortgage
Record Updated	Oct 10, 2025
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00643002302
Date	Mar 31, 2021
Book Page	6430/2302
Instrument	2021015754

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

July 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEW HANOVER NC
Recording Date	Jul 18, 2024
Property Address	401 RIVIERA DR, WILMINGTON, NC 28411-7296
Document Number	00671702759
Book / Page	6717 / 2759
Map Reference	MB 55 PGS 165
Instrument Date	Jul 18, 2024
Instrument	2024017416
Transaction Type	Transfer
Record Updated	Oct 10, 2025
Title Company	E TITLE LLC, KEY TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2741 LONGLEAF PINE CIR, LELAND, NC 28451-4400

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 RIVIERA DR, WILMINGTON, NC 28411-7296

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Property Address	401 RIVIERA DR, WILMINGTON, NC 28411-7296
Document Number	0063042528
Instrument Date	Apr 20, 2020
Transaction Type	Mortgage
Record Updated	May 7, 2020
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	401 RIVIERA DR WILMINGTON NC 284117296, WILMINGTON, NC 28411-7296

Mortgage

Document Number	0063042528
Date	Apr 24, 2020
Book Page	006304/002528
Instrument	14604

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 23, 2050

November 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	NEW HANOVER NC
Recording Date	Nov 2, 2017
Property Address	401 RIVIERA DR, WILMINGTON, NC 28411-7296
Document Number	0061000453
Book / Page	006100 / 000453
Instrument Date	Nov 2, 2017
Instrument	35704
Transaction Type	Mortgage
Record Updated	Aug 27, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	401 RIVIERA DR WILMINGTON NC 284117296, WILMINGTON, NC 28411-7296

Mortgage

Document Number	61000167
Date	Nov 2, 2017
Book Page	006100/000167
Instrument	35705

Lender

Name	LAND HM FIN'L
Type	Funding / Finance Company
Address	CONCORD, CA 94520

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: New Hanover County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	New Hanover County
Unified School District	New Hanover County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$386,600 (-) Land $107,600 Building $279,000	$386,600 (-) Land $107,600 Building $279,000
2025		$386,600 Land $107,600 Building $279,000	$386,600 Land $107,600 Building $279,000
2023	$1,420.00 (-0.98%)	$263,000 Land $59,200 Building $203,800	$263,000 Land $59,200 Building $203,800
2022	$1,434.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 401 Riviera Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	21 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 401 Riviera Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 51% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CFPUA-WILMINGTON serves 212,227 people · EPA ID NC0465010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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