409 Riverside Dr, New Bern, NC 28560 Property Records

Craven County property record for 409 Riverside Dr, New Bern, NC 28560

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,344 sqft · built 2022
Lot Size	0.355 acres (15,462 sqft)
Owner	2 Individual Names on Record
Last Sale	$123,000 (May 2014)
Tax Bill	$4,932 (2026)
Deeds & Mortgages	Jan 2022 Construction Loan
Flood Zone	Zone VE (high risk)
APN	`2-036-1-004`

Property Details

APN / Parcel Number

Primary APN	`2-036-1-004`
Alternative APNs	`134597` `96586`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,344 sqft Living Area
Interior Walls	Finished/Painted

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Aluminum/Vinyl
Foundation Type	Pile
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,462 sqft (0.355 acres)
Lot Dimensions	158 ft deep x 100 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	96586
Street Address	409 RIVERSIDE DR
City	NEW BERN
State	NC
Zip	28560-5030
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 NEUSIOK
Legal Subdivision	NEUSIOK
Legal Lot Number	4
Jurisdiction	CRAVEN NC
Township / Civil Division	2
Census Block Group	1
Census Block	1060
Census Tract	960101

Owner

Source: Craven County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	409 RIVERSIDE DR, NEW BERN, NC 28560-5030
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 23, 2014 · Amount on Record
Deed Sale	May 23, 2014 · Amount on Record
Prior Sale	Oct 18, 2013 · Amount on Record
Deed Book / Page	3280 / 224
Last Transfer Date	Jan 28, 2022
Transfer Doc	03710/1339
Record Updated	Oct 29, 2026

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CRAVEN NC
Recording Date	Jan 31, 2022
Property Address	409 RIVERSIDE DR, NEW BERN, NC 28560-5030
Document Number	03710/1339
Book / Page	3710 / 1339
Map Reference	CAB H-33G
Instrument Date	Jan 28, 2022
Instrument	10091002
Transaction Type	Transfer
Record Updated	Dec 11, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 RIVERSIDE DR, NEW BERN, NC 28560-5030

Mortgage

Document Number	0037101342
Date	Jan 31, 2022
Instrument	3710/1342

Lender

Name	LOWER LLC
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Feb 15, 2053

Tax Assessment & Valuation

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Municipality	New Bern City
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,932.00 (+9.92%)	$561,980 (+6.25%) Land $250,000 Building $311,980	$561,980 (+6.25%) Land $250,000 Building $311,980
2025	$4,487.00 (+3.03%)	$528,940 (+1.56%) Land $250,000 Building $278,940	$528,940 (+1.56%) Land $250,000 Building $278,940
2023	$4,355.00 (+239.17%)	$520,790 (+322.55%) Land $250,000 Building $270,790	$520,790 (+322.55%) Land $250,000 Building $270,790
2022	$1,284.00	$123,250 Land $123,250
2018			$123,250 Land $123,250

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 393 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	417 units insured incl. 24 condo units
Nearby Flood Claims	446 (1982–2018)
Claims Outside the SFHA	9 of 446
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 253 claims Hurricane Irene, Aug 2011 · 94 claims Hurricane Fran, Sep 1996 · 29 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FIRST CRAVEN SANITARY DISTRICT serves 6,325 people · EPA ID NC0425040
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20