Craven County property record for 405 Riverside Dr, New Bern, NC 28560 · Last verified October 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 1,694 sqft · built 2024 |
| Lot Size | 0.451 acres (19,651 sqft) |
| Owner | Individual Name on File |
| Last Sale | $265,000 (Aug 2022) |
| Tax Bill | $7,634 (2025) |
| Deeds & Mortgages | Dec 2023 Mortgage Aug 2022 Sale & Mortgage |
| Flood Zone | Zone VE (high risk) |
| APN | 2-036-1-20000 |
| Primary APN | 2-036-1-20000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,694 sqft Living Area |
| Year Built | Built 2024 |
|---|---|
| Foundation Type | Pile |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 19,651 sqft (0.451 acres) |
| Boat House | 530 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 107657 |
|---|---|
| Street Address | 405 RIVERSIDE DR |
| City | NEW BERN |
| State | NC |
| Zip | 28560-5030 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3-B NEUSIOK SUBDIVISION OF LOT 3 |
| Legal Subdivision | NEUSIOK SUBDIVISION |
| Legal Lot Number | 3-B |
| Jurisdiction | CRAVEN NC |
| Township / Civil Division | 2 |
| Census Block Group | 1 |
| Census Block | 1060 |
| Census Tract | 960101 |
Source: Craven County records · APN 2-036-1-20000
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 108 MELLEN RD, NEW BERN, NC 28562-8771 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 27, 2023 | Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Aug 16, 2022 | Warranty Deed, Transfer · Conventional Mortgage UNITED BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 16, 2022 · Amount on Record |
| Deed Sale | Aug 16, 2022 · Amount on Record |
| Deed Document Number | 0037371769 |
| Deed Book / Page | 3737 / 1769 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRAVEN NC |
| Property Address | 405 RIVERSIDE DR, NEW BERN, NC 28560-5030 |
| Transaction Type | Mortgage |
| Record Updated | Oct 07, 2025 |
| Name | Verified Name |
|---|---|
| Address | 108 MELLEN RD, NEW BERN, NC 28562-8771 |
| Document Number | 003785/391 |
|---|---|
| Date | Dec 27, 2023 |
| Book Page | 3785/391 |
| Instrument | 10121031 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 371 Months |
| Due | Nov 01, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CRAVEN NC |
| Recording Date | Aug 16, 2022 |
| Property Address | 405 RIVERSIDE DR, NEW BERN, NC 28560-5030 |
| Document Number | 03737/1769 |
| Book / Page | 3737 / 1769 |
| Map Reference | CAB I SL 67G |
| Instrument Date | Aug 11, 2022 |
| Instrument | 10101782 |
| Transaction Type | Transfer |
| Record Updated | Oct 07, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $530.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 108 MELLEN RD, NEW BERN, NC 28562-8771 |
| Document Number | 0037371772 |
|---|---|
| Date | Aug 16, 2022 |
| Instrument | 3737/1772 |
| Name | UNITED BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 01, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.25% |
| Type Change Date | Sep 01, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 4% |
| Max Rate At Change | 7.25% |
| Index | 1-Year CMT |
| Margin | 4 |
| Max Rate | 11.2% |
Source: Craven County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Craven County |
| Municipality | New Bern City |
| Unified School District | Craven County Schools (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,634.00 (+270.22%) | $905,900 (+262.36%) Land $250,000 Building $655,900 | $905,900 (+262.36%) Land $250,000 Building $655,900 |
| 2023 | $2,062.00 (+60.59%) | $250,000 (+102.84%) Land $250,000 | $250,000 (+102.84%) Land $250,000 |
| 2022 | $1,284.00 | $123,250 Land $123,250 | |
| 2018 | $123,250 Land $123,250 |
Source: FEMA National Flood Hazard Layer, Craven County (37049C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone VE coastal, wave action |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Coastal | Yes |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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