409 Ramos Ranch Rd, Oakley, CA 94561 Property Records

Contra Costa County property record for 409 Ramos Ranch Rd, Oakley, CA 94561 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,155 sqft · built 2021
Lot Size	0.076 acres (3,322 sqft)
Owner	2 Individual Names on File
Last Sale	$712,000 (Jun 2022)
Tax Bill	$12,185 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`033-470-081-2`

Property Details

APN / Parcel Number

Primary APN	`033-470-081-2`
Alternative APN	`033-470-081`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,155 sqft Living Area
1st Floor Area	977 sqft
2nd Floor Area	1,178 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2022
Lot Area	3,322 sqft (0.076 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	409 RAMOS RANCH RD
City	OAKLEY
State	CA
Zip	94561-2790
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T9498 L81
Legal Subdivision	ACACIA SUB 9498
Legal Tract	9498
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	EAST CONTRA COSTA
Census Block Group	1
Census Block	1000
Census Tract	302012

Owner

Source: Contra Costa County records · APN 033-470-081-2

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	409 RAMOS RANCH RD, OAKLEY, CA 94561-2790
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 02, 2022 · Amount on Record
Deed Sale	Jun 02, 2022 · Amount on Record
Deed Document Number	202292928
Record Updated	Sep 20, 2026

June 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jun 02, 2022
Property Address	409 RAMOS RANCH RD, OAKLEY, CA 94561-2790
Document Number	0000092928
Map Reference	MB 543 PG 44-49
Instrument Date	May 19, 2022
Instrument	2022-092928
Transaction Type	Transfer
Record Updated	Nov 03, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	409 RAMOS RANCH RD, OAKLEY, CA 94561-2790

Mortgage

Document Number	0000092929
Date	Jun 02, 2022
Instrument	2022-092929

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2052

Tax Assessment & Valuation

Source: Contra Costa County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Oakley City
Secondary School District	Liberty Union High School District (09 - 12)
Elementary School District	Oakley Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$664,000 (-6.61%) Land $237,823 Building $426,177
2025	$12,185.00 (+4.41%) Homeowner's exemption	$711,000 (+5.49%) Land $254,657 Building $456,343
2023	$11,670.00 (+66.12%) Homeowner's exemption	$674,000 Land $241,000 Building $433,000
2022	$7,025.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Contra Costa County (06013C), updated October 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060133020121, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 1 individual NFIP policies nearby
Nearby Flood Policies	1 in force 1 of 1 on primary residences

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.