Contra Costa County property record for 408 Ramos Ranch Rd, Oakley, CA 94561 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 2022 |
| Square Footage | 2,266 sqft Living Area |
| Lot Size | 4,663 sqft (0.107 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $720,000 (2022) |
| Tax Bill | $12,600.00 (2025) |
| Primary APN | 033-470-028-3 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 8 Rooms |
| Building Area | 2,266 sqft Living Area |
| 1st Floor | 1,017 sqft 1st Floor |
| 2nd Floor | 1,249 sqft 2nd Floor |
| Stories | 2 Stories |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Lot Area | 4,663 sqft (0.107 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 445 sqft Garage |
| Street Address | 408 RAMOS RANCH RD |
|---|---|
| City | OAKLEY |
| State | CA |
| Zip | 94561-2790 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | T9498 L28 |
| Legal Subdivision | SUBDIVISION 9498 ACACIA |
| Legal Tract | 9498 |
| Jurisdiction | CONTRA COSTA CA |
| Minor Civil Division | EAST CONTRA COSTA |
| Census Blockgroup | 1 |
| Census Block | 1000 |
| Census Tract | 302012 |
Source: Contra Costa County records · APN 033-470-028-3
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 408 RAMOS RANCH RD, OAKLEY, CA 94561-2790 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 04, 2026 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage LAKEVIEW LOAN SERVICING |
| Dec 15, 2022 | Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 15, 2022 · Amount on Record |
| Deed Sale | Dec 15, 2022 · Amount on Record |
| Deed Doc Number | 2022184869 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | May 04, 2026 |
| Property Address | 408 RAMOS RANCH RD, OAKLEY, CA 94561-2790 |
| Document Number | 0000045918 |
| Instrument Date | Apr 29, 2026 |
| Instrument | 202645918 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Relationship | Community Property, 149 |
| Address | 408 RAMOS RANCH RD, OAKLEY, CA 94561-2790 |
| Document Number | 0000045918, |
|---|---|
| Date | May 04, 2026 |
| Instrument | 202645918 |
| Name | LAKEVIEW LOAN SERVICING |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Dec 15, 2022 |
| Property Address | 408 RAMOS RANCH RD, OAKLEY, CA 94561-2790 |
| Document Number | 0000184869 |
| Map Reference | MB 543 PG 44-49 |
| Instrument Date | Nov 10, 2022 |
| Instrument | 2022-184869 |
| Transaction Type | Transfer |
| Record Updated | Aug 01, 2023 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property (Marital Community) with Rights of Survivorship |
| Address | 408 RAMOS RANCH RD, OAKLEY, CA 94561-2790 |
| Document Number | 0000184870 |
|---|---|
| Date | Dec 15, 2022 |
| Instrument | 2022-184870 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2053 |
Source: Contra Costa County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | Oakley City |
| Secondary School District | Liberty Union High School District (09 - 12) |
| Elementary School District | Oakley Union Elementary School District (KG - 08) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $764,069 (+2%) Land $265,302 Building $498,767 | |
| 2025 | $12,600.00 (+3.5%) Homeowner's exemption | $749,088 (+4.04%) Land $260,100 Building $488,988 |
| 2023 | $12,174.00 (+127.51%) Homeowner's exemption | $720,000 Land $250,000 Building $470,000 |
| 2022 | $5,351.00 |
Source: FEMA National Flood Hazard Layer, Contra Costa County (06013C), updated October 12, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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