409 Race St, Cincinnati, OH 45202 Property Records

Hamilton County property record for 409 Race St, Cincinnati, OH 45202

Property Summary

Property TypeParking Garage, Parking Structure
Lot Size6.91 acres (301,217 sqft)
OwnerCompany Name on Record
Tax Bill$91,807 (2025)
Deeds & MortgagesSep 2023 Mortgage
Dec 2025 Line of Credit
+ 4 more
Flood ZoneZone X (minimal risk)
APN145-0001-0436-00

Property Details

APN / Parcel Number

Primary APN145-0001-0436-00

Exterior

Lot Area301,217 sqft (6.91 acres)

Location & Zoning

Street Address409 RACE ST
CityCINCINNATI
StateOH
Zip45202
Property CategoryCommercial
Property TypeCommercial > Retail > Parking Garage, Parking Structure
Legal DescriptionELM ST-FOURTH ST-RACE ST LOT 2 6.915 ACS (GARAGE PARCEL) ELEVATION544.33 FT UP TO ELEVATION 612.00 FT IRREGULAR4TH AND RACE R
Legal SubdivisionAND RACE REDEV SUB
Legal Lot Number2
JurisdictionHAMILTON OH
Township / Civil DivisionCINCINNATI
Census Block Group3
Census Block3008
Census Tract26500

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address801 PLUM ST, CINCINNATI, OH 45202-1927
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Sep 12, 2023Deed of Trust, Mortgage · Commercial Mortgage
THE CINCINNATI EQUITY FUND III LLC
Dec 1, 2025Deed of Trust, Mortgage · Line of Credit
ARGENT INSTITUTIONAL TRUST COMPANY
Jul 8, 2024Deed of Trust, Mortgage · Commercial Mortgage
THE GREATER CINCINNATI FOUNDATION
Oct 19, 2018Quit Claim Deed, Transfer
TITLE INSURANCE COMPANY, TITLE INSURANCE CO
Oct 19, 2018Grant Deed, Mortgage · Line of Credit
PORT OF GRTR CINCINNATI DEV AU
Oct 19, 2018Grant Deed, Mortgage · Line of Credit
PORT OF GRTR CINCINNATI DEV AU

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateOct 19, 2018
Transfer Doc0000093408
Record UpdatedJun 8, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address409 RACE ST, CINCINNATI, OH 45202
Transaction TypeMortgage
Record UpdatedFeb 10, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000064629
DateSep 12, 2023
Book Page14998/968
Instrument2023-0064629
Lender
NameTHE CINCINNATI EQUITY FUND III LLC
TypeNon-Lending Institution
AddressCINCINNATI, OH 45202
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address409 RACE ST, CINCINNATI, OH 45202
Transaction TypeMortgage
Record UpdatedFeb 10, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1203 WALNUT ST, CINCINNATI, OH 45202-3774

Mortgage

Document Number0000093630
DateDec 1, 2025
Book Page15552/4189
Instrument2025-0093630
Lender
NameARGENT INSTITUTIONAL TRUST COMPANY
TypeNon-Lending Institution
AddressCINCINNATI, OH 45236
Agreement
TypeLine of Credit

July 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address409 RACE ST, CINCINNATI, OH 45202
Transaction TypeMortgage
Record UpdatedFeb 10, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000046729
DateJul 8, 2024
Book Page15202/1258
Instrument2024-0046729
Lender
NameTHE GREATER CINCINNATI FOUNDATION
TypeNon-Lending Institution
AddressCINCINNATI, OH 45202
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

October 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHAMILTON OH
Recording DateOct 19, 2018
Property Address409 RACE ST, CINCINNATI, OH 45202-2804
Document Number0000093408
Book / Page013778 / 002067
Instrument DateOct 16, 2018
Instrument93408
Transaction TypeTransfer
Record UpdatedApr 11, 2019
Title CompanyTITLE INSURANCE COMPANY, TITLE INSURANCE CO

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany

October 2018: Grant Deed, Mortgage

Document TypeGrant Deed
JurisdictionHAMILTON OH
Recording DateOct 19, 2018
Property Address409 RACE ST, CINCINNATI, OH 45202-2804
Book / Page013778 / 002072
Instrument DateOct 1, 2018
Instrument93410
Transaction TypeMortgage
Record UpdatedApr 11, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1203 WALNUT ST #4TH CINCINNATI OH 452027153, 4TH, CINCINNATI, OH 45202-7153

Mortgage

Document Number0000093410
DateOct 19, 2018
Book Page013778/002072
Instrument93410
Lender
NamePORT OF GRTR CINCINNATI DEV AU
Address3 E 4TH ST # 300, CINCINNATI, OH 45202-3745
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueOct 18, 2048
Interest
Rate TypeAdjustable Rate

October 2018: Grant Deed, Mortgage

Document TypeGrant Deed
JurisdictionHAMILTON OH
Recording DateOct 19, 2018
Property Address409 RACE ST, CINCINNATI, OH 45202-2804
Book / Page013778 / 002072
Instrument DateOct 1, 2018
Instrument93410
Transaction TypeMortgage
Record UpdatedApr 11, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1203 WALNUT ST #4TH CINCINNATI OH 452027153, 4TH, CINCINNATI, OH 45202-7153

Mortgage

Document Number0000093410
DateOct 19, 2018
Book Page013778/002072
Instrument93410
Lender
NamePORT OF GRTR CINCINNATI DEV AU
Address3 E 4TH ST # 300, CINCINNATI, OH 45202-3745
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueOct 18, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityCincinnati City
Unified School DistrictCincinnati City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$91,807.00 (+17.77%)$7,051,083 (-) Land $913,595 Building $6,137,488
2024$77,955.00 (+0.25%)$7,051,083 (+%) Land $913,595 Building $6,137,488
2023$77,763.00 (-6.85%)$7,051,082 (+14.64%) Land $913,594 Building $6,137,488$20,145,950 (+14.64%) Land $2,610,270 Building $17,535,680
2022$83,485.00$6,150,481 Land $892,931 Building $5,257,550
2020$17,572,800 Land $2,551,230 Building $15,021,570

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 85% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
AT&T
Fixed Wireless
100 / 20

May also be available: altafiber Network Solutions, Brightspeed, T-Mobile, Verizon.

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