320 Race St, Cincinnati, OH 45202 Property Records

Hamilton County property record for 320 Race St, Cincinnati, OH 45202

Property Summary

Property Type	Commercial Vacant Land
Lot Size	0.053 acres (2,352 sqft)
Owner	Company Name on File
Last Sale	$4,100,000 (Dec 2023)
Tax Bill	$8,850 (2025)
Deeds & Mortgages	Mar 2026 Construction Loan Nov 2025 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`083-0001-0048-00`

Property Details

APN / Parcel Number

Primary APN	`083-0001-0048-00`

Interior

Total Rooms	1 Room

Exterior

Lot Area	2,352 sqft (0.053 acres)
Lot Dimensions	81 ft deep x 112 ft wide

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	320 RACE ST
City	CINCINNATI
State	OH
Zip	45202
Property Category	Commercial
Property Type	Vacant Land > Commercial
Legal Description	320-22 RACE ST 30.25 X 81.75 IRRSEC RACE & BAKER PARS 48-49 CONS
Legal Subdivision	CITY/CINCINNATI ORIGINAL
Legal Lot Number	235
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	3
Census Block	3024
Census Tract	26500

Owner

320 Race St, commercial vacant land, is owned by a company that acquired it in November 2025.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	Company Name on File
Mailing Address	7700 OLD GEORGETOWN RD STE 700, 700, BETHESDA, MD 20814-6244
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2026	Deed of Trust, Mortgage · Construction Mortgage SHC LENDING LLC
Nov 3, 2025	Intrafamily Transfer, Transfer
Dec 21, 2023	Limited Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 21, 2023 · Amount on File
Deed Sale	Dec 21, 2023 · Amount on File
Prior Sale	Dec 21, 2023 · Amount on File
Deed Document Number	0000089766
Deed Book / Page	15067 / 2465
Last Transfer Date	Nov 3, 2025
Transfer Doc	0000085249
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	320 RACE ST, CINCINNATI, OH 45202
Transaction Type	Mortgage
Record Updated	Apr 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7700 OLD GEORGETOWN RD 700, 700, BETHESDA, MD 20814-6244

Mortgage

Document Number	0000020285
Date	Mar 19, 2026
Book Page	15626/85
Instrument	2026-0020285

Lender

Name	SHC LENDING LLC
Type	Non-Lending Institution
Address	NORWALK, CT 06854

Agreement

Type	Construction Mortgage
Amount	Amount on Record

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON OH
Recording Date	Nov 3, 2025
Property Address	320 RACE ST, CINCINNATI, OH 45202
Document Number	0000085249
Book / Page	15535 / 571
Instrument Date	Oct 10, 2025
Instrument	2025-0085249
Transaction Type	Transfer
Record Updated	Dec 19, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7700 OLD GEORGETOWN RD STE 700, 700, BETHESDA, MD 20814-6244

December 2023: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Dec 21, 2023
Property Address	320 RACE ST, CINCINNATI, OH 45202
Document Number	0000089766
Book / Page	15067 / 2465
Instrument Date	Dec 18, 2023
Instrument	2023-0089766
Transaction Type	Transfer
Record Updated	Jan 24, 2024

Transaction

Amount	Amount on Record
Tax	$4,100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43238 BROWNSTONE CT, ASHBURN, VA 20147-5306

Tax Assessment & Valuation

The 2025 property tax bill for 320 Race St was $8,850, up 0.8% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,850.00 (+0.77%)	$95,326 (-) Land $95,326
2024	$8,782.00 (-1.56%)	$95,326 (-) Land $95,326
2023	$8,921.00 (-10.45%)	$95,326 (-5.66%) Land $95,326	$272,360 Land $272,360
2022	$9,962.00	$101,045 Land $101,045
2020			$288,700 Land $288,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 320 Race St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 320 Race St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon, Xiber.

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