McHenry County property record for 409 Prairie Dr, Harvard, IL 60033
| Property Type | Single Family Home |
|---|---|
| Details | 1,858 sqft · built 2005 |
| Lot Size | 0.218 acres (9,500 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $140,000 (Aug 2018) |
| Deeds & Mortgages | Mar 2021 Mortgage Sep 2018 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-02-328-003 |
| Primary APN | 06-02-328-003 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 1,858 sqft Living Area |
| Gross Area | 3,128 sqft |
| Basement Area | 682 sqft |
| Year Built | Built 2005 |
|---|---|
| Construction Type | Frame |
| Lot Area | 9,500 sqft (0.218 acres) |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 409 PRAIRIE DR |
|---|---|
| City | HARVARD |
| State | IL |
| Zip | 60033-8341 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2018R0030059 LT 35 PASQUINELLIS COUNTRY BROOK UNIT 2 |
| Legal Subdivision | PASQUINELLIS COUNTRY BROOK 02 |
| Legal Lot Number | 35 |
| Legal Unit | 2 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | DUNHAM |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 870200 |
Source: McHenry County records, as of May 13, 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 409 PRAIRIE DR, HARVARD, IL 60033-8341 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF OMAHA |
| Sep 18, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF OMAHA |
| Aug 27, 2018 | Deed of Trust, Mortgage · Conventional Mortgage ILLINOIS HSNG DEV AUTHORITY |
| Aug 31, 2018 | Grant Deed, Foreclosure OLD REPUBLIC TITLE |
| Aug 27, 2018 | Deed of Trust, Mortgage · Conventional with PMI FIRST NAT'L BK/OMAHA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 31, 2018 · Amount on Record |
| Deed Sale | Aug 31, 2018 · Amount on Record |
| Prior Sale | Sep 3, 2010 |
| Deed Document Number | 2018R0030059 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 409 PRAIRIE DR, HARVARD, IL 60033-8341 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000013149 |
|---|---|
| Date | Mar 10, 2021 |
| Instrument | 2021R0013149 |
| Name | FIRST NATIONAL BANK OF OMAHA |
|---|---|
| Type | Bank |
| Address | OMAHA, NE 68197 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 409 PRAIRIE DR, HARVARD, IL 60033-8341 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000032026 |
|---|---|
| Date | Sep 18, 2018 |
| Instrument | 2018R0032026 |
| Name | FIRST NATIONAL BANK OF OMAHA |
|---|---|
| Type | Bank |
| Address | OMAHA, NE 68197 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 409 PRAIRIE DR, HARVARD, IL 60033-8341 |
| Document Number | 0000030061 |
| Instrument Date | Aug 27, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2019 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Address | 409 PRAIRIE DR HARVARD IL 600338341, HARVARD, IL 60033-8341 |
| Document Number | 0000030061 |
|---|---|
| Date | Aug 31, 2018 |
| Instrument | 30061 |
| Name | ILLINOIS HSNG DEV AUTHORITY |
|---|---|
| Address | CHICAGO, IL 60601 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Aug 31, 2018 |
| Property Address | 409 PRAIRIE DR, HARVARD, IL 60033-8341 |
| Document Number | 0000030059 |
| Instrument Date | Aug 27, 2018 |
| Instrument | 30059 |
| Transaction Type | Foreclosure |
| Record Updated | Sep 24, 2018 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $210.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 409 PRAIRIE DR HARVARD IL 600338341, HARVARD, IL 60033-8341 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 409 PRAIRIE DR, HARVARD, IL 60033-8341 |
| Document Number | 0000030060 |
| Instrument Date | Aug 27, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2019 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Address | 409 PRAIRIE DR HARVARD IL 600338341, HARVARD, IL 60033-8341 |
| Document Number | 0000030060 |
|---|---|
| Date | Aug 31, 2018 |
| Instrument | 30060 |
| Name | FIRST NAT'L BK/OMAHA |
|---|---|
| Type | Bank |
| Address | OMAHA, NE 68197-3165 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 30, 2048 |
| Rate | 5.5% |
|---|
Source: McHenry County assessment roll, as of January 1, 2022
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | Dunham Township |
| Municipality | Harvard City |
| Unified School District | Harvard Community Unit School District 50 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2022 | Homeowner's exemption | $54,638 Land $11,966 Building $42,672 | $163,914 Land $35,898 Building $128,016 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARVARD serves 9,469 people · EPA ID IL1110250 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 7 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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