McHenry County property record for 315 Prairie Dr, Harvard, IL 60033
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,150 sqft · built 2005 |
| Lot Size | 0.218 acres (9,500 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $201,000 (Aug 2020) |
| Tax Bill | $6,060 (2024) |
| Deeds & Mortgages | Nov 2023 Mortgage Dec 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-02-328-008 |
| Primary APN | 06-02-328-008 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,150 sqft Living Area |
| Basement Area | 1,075 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 9,500 sqft (0.218 acres) |
| Lot Dimensions | 76 ft deep x 125 ft wide |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 315 PRAIRIE DR |
|---|---|
| City | HARVARD |
| State | IL |
| Zip | 60033-8332 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2020R0031655 LT 40 PASQUINELLIS COUNTRY BROOK UNIT 2 |
| Legal Subdivision | PASQUINELLIS COUNTRY BROOK |
| Legal Lot Number | 40 |
| Legal Unit | 2 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | DUNHAM |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 870200 |
315 Prairie Dr is owned and occupied by two individuals who bought it in August 2020.
Source: McHenry County records, as of October 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 315 PRAIRIE DR, HARVARD, IL 60033-8332 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 28, 2023 | Deed of Trust, Mortgage · FHA Mortgage US BANK NA |
| Dec 8, 2021 | Deed of Trust, Mortgage · FHA Mortgage US BANK NA |
| Dec 28, 2017 | Deed of Trust, Mortgage · Commercial Mortgage PRAIRIE COMMUNITY BANK |
| Aug 14, 2020 | Warranty Deed, Transfer · Conventional Mortgage KEY MORTGAGE SERVICES INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 14, 2020 · Amount on File |
| Deed Sale | Aug 14, 2020 · Amount on File |
| Prior Sale | Jul 10, 2012 · Amount on File |
| Deed Document Number | 202031655 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 315 PRAIRIE DR, HARVARD, IL 60033-8332 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2023 |
| Name | Verified Name |
|---|---|
| Address | 315 PRAIRIE DR, HARVARD, IL 60033-8332 |
| Document Number | 0000029945 |
|---|---|
| Date | Nov 28, 2023 |
| Instrument | 2023R0029945 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | MADISON HEIGHTS, MI 48071 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 321 Months |
| Due | Aug 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 315 PRAIRIE DR, HARVARD, IL 60033-8332 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2021 |
| Name | Verified Name |
|---|---|
| Address | 315 PRAIRIE DR, HARVARD, IL 60033-8332 |
| Document Number | 0000065694 |
|---|---|
| Date | Dec 8, 2021 |
| Instrument | 2021R0065694 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 344 Months |
| Due | Aug 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 315 PRAIRIE DR, HARVARD, IL 60033-8332 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000047731 |
|---|---|
| Date | Dec 28, 2017 |
| Instrument | 2017R0047731 |
| Name | PRAIRIE COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | MARENGO, IL 60152 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Aug 14, 2020 |
| Property Address | 315 PRAIRIE DR, HARVARD, IL 60033-8332 |
| Document Number | 0000031655 |
| Map Reference | DOC 2004R0085732 |
| Instrument Date | Jul 29, 2020 |
| Instrument | 2020R0031655 |
| Transaction Type | Transfer |
| Record Updated | May 27, 2021 |
| Title Company | STARCK TITLE SERVICES LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $201.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 315 PRAIRIE DR, 315, HARVARD, IL 60033-8332 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 315 PRAIRIE DR, HARVARD, IL 60033-8332 |
| Document Number | 0000031656 |
|---|---|
| Date | Aug 14, 2020 |
| Instrument | 2020R0031656 |
| Name | KEY MORTGAGE SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2050 |
| Document Number | 0000031657 |
|---|---|
| Date | Aug 14, 2020 |
| Instrument | 2020R0031657 |
| Name | ILLINOIS HOUSING DEVELOPMENT AUTHORITY |
|---|---|
| Type | Government Agency |
| Address | CHICAGO, IL 60601 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
Source: McHenry County assessment roll, as of March 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | Dunham Township |
| Municipality | Harvard City |
| Unified School District | Harvard Community Unit School District 50 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $6,060.00 | $74,586 Land $13,526 Building $61,060 | $223,758 Land $40,578 Building $183,180 |
| 2022 | Homeowner's exemption | $65,983 Land $11,966 Building $54,017 | $197,949 Land $35,898 Building $162,051 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 315 Prairie Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 315 Prairie Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARVARD serves 9,469 people · EPA ID IL1110250 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 7 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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